AU Small Finance Bank Q3 Results: PAT surges 41% YoY to Rs 528 crore, shares climb 4%

AU Small Finance Bank on Friday reported a 41% year-on-year growth in its December quarter net profit at Rs 528 crore versus Rs 375 crore reported in the year ago period. The interest earned by the lender in Q3FY25 stood at Rs 4,113 crore, which was up 50% from Rs 2,736 crore reported in the corresponding quarter of the previous financial year.

AU SFB paid Rs 2,090.76 crore as interest in the October-December 2025 quarter which was up by 48% from Rs 1,410.94 crore it paid in the year ago period.

The earnings were announced during market hours and the AU SFB shares jumped 4.5% to hit the day's high of Rs 609 on the NSE.


The profit after tax (PAT) was down 7.5% on a sequential basis against Rs 571 crore reported in Q2FY25.

AU SFB's Gross NPAs for the reported quarter stood at Rs 2,335.51 crore in the reported quarter versus 1,339.68 crore posted by it in the year ago period. They were up at 2.31% in Q3FY25 versus 1.98% in Q3FY24 and Q2FY25.

The net NPAs were reported at Rs 905.59 crore versus Rs 456.15 crore in the year ago period. As a percentage of net advances, they were up at 0.91% versus 0.68% in the year ago period.