IDBI Bank Q3 results: PAT rises 1.4% YoY to Rs 1,935 crore, NII down 24%

IDBI Bank on Saturday reported a 1.4% increase in its December quarter standalone net profit at Rs 1,935 crore compared to Rs 1,908 crore reported in the year ago period. However, the profit after tax was down 47% on a sequential basis compared to Rs 3,627 crore in Q2 of FY26.

The lender earned an interest income of Rs 7,073.55 crore in the quarter under review, which was down 9% versus Rs 7,816 crore in the year ago period. It was marginally down by 0.4% versus Rs 7,104 crore in Q2FY26.

IDBI Bank expended an interest worth Rs 3,864.11 in Q3FY26, which was up 8% YoY and 1% QoQ.


IDBI Bank's net interest income (NII), the difference between interest earned and interest paid on deposits, stood at Rs 3,209 crore in Q3FY26, down 24% on a YoY basis.

The total business stood at Rs 5,46,643 crore, witnessing a YoY growth of 12%.

The total deposits stood at Rs 3,07,858 crore, a 9% YoY growth while the net advances stood at Rs 2,38,786 crore, recording a 15% YoY growth. The composition of corporate versus retail in Gross Advances portfolio stood at 29:71 as on December 31, 2025.

Also Read: HDFC Bank Q3 Results: PAT jumps 11% YoY to Rs 18,654 crore, beats estimates

Asset quality

The gross NPA was down to 2.57%, a 100 bps YoY reduction, while net NPA stood at 0.18%. The Provision Coverage Ratio (PCR) stood at 99.33% as on December 31, 2025 as against 99.47% as on December 31, 2024.

Capital Position

Tier-1 Capital improved to 23.53% as on December 31, 2025 as against 19.91% as on December 31, 2024 while CRAR improved to 24.63% as on December 31, 2025 as against 21.98% as on December 31, 2024.

The Risk Weighted Assets (RWA) stood at Rs 2,11,567 crore as on December 31, 2025 as against Rs 1,87,678 crore as on December 31, 2024.

Also Read: Yes Bank Q3 Results: PAT jumps 55% YoY to Rs 952 crore, NII up 11%

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