Capital Small Finance Bank Q4 profit rises 21%, NIM improves to 4.1%

Capital Small Finance Bank on Tuesday reported a 21.4% year-on-year rise in net profit for the fourth quarter at Rs 34.24 crore as against Rs 28.21 crore in the year ago period.

The bank board recommended a 40% dividend, or Rs 4 per equity share of face value Rs 10 for FY25.

Its net interest margi for the quarter under review was 4.1%, improved from 3.8% in the year ago period.


The bank's gross non-performing assets ratio improved to 2.58% at the end of March from 2.76% a year back. Net NPA stood at 1.3% against 1.4%.

Its gross advances grew 17% year-on-year to Rs 7,184 crore with 99.8% of it being secured. Its deposits stood at Rs 8,323 crore, rising 11% while the current and savings account ratio stood at 36.9% at the end of the last fiscal.