Many financial analysts expect the Reserve Bank of India to increase the repo rate by 25 basis points. Th ...More

Many financial analysts expect the Reserve Bank of India to increase the repo rate by 25 basis points. This forecast is driven by persistent inflation, soaring crude oil prices, and a depreciating rupee. Should the RBI implement this hike, it could lead to higher fixed deposit returns for investors. Meanwhile, public sector banks continue to offer lower rates, struggling against fierce competition from government securities and small savings schemes. ...Less

RBI is expected to raise the repo rate by 25 basis points in October, with one or two more hikes possible ...More

RBI is expected to raise the repo rate by 25 basis points in October, with one or two more hikes possible in FY27, taking the benchmark rate to 5.75-6%, according to a Union Bank of India report. ...Less

The RBI is under growing pressure to raise rates in October as inflation broadens across the economy, gro ...More

The RBI is under growing pressure to raise rates in October as inflation broadens across the economy, growth remains strong and global central banks tighten policy. A Reuters poll shows most economists expect a 25-basis-point hike to 5.50%, while markets are already pricing in further increases over the next year. ...Less

Delhi International Airport Ltd has successfully raised ₹3,500 crore through 15-year rupee-denominated no ...More

Delhi International Airport Ltd has successfully raised ₹3,500 crore through 15-year rupee-denominated non-convertible debentures. This financing aims to refinance its upcoming $522.6 million dollar notes maturing in October 2026. Major investors included India Infrastructure Finance Company and various banks that subscribed substantial amounts. ...Less

The Reserve Bank of India is set to maintain the repo rate at 5.25% during the upcoming policy meeting. D ...More

The Reserve Bank of India is set to maintain the repo rate at 5.25% during the upcoming policy meeting. Despite rising inflation pressures and global economic uncertainty, the rate is expected to remain unchanged. Credit and deposit growth in India currently show strong performance, supporting steady rates. A rate hike cycle is anticipated to begin in December, amounting to 50-75 basis points. ...Less

The RBI could raise the repo rate by 25 basis points in October and signal further tightening as inflatio ...More

The RBI could raise the repo rate by 25 basis points in October and signal further tightening as inflation, elevated crude prices and a narrowing rate gap with the US pressure the rupee. Strong reserves and a manageable current account provide crucial buffers. ...Less

India's GDP growth in the second quarter of FY26 surpassed the Reserve Bank of India's forecast of 7 perc ...More

India's GDP growth in the second quarter of FY26 surpassed the Reserve Bank of India's forecast of 7 percent. The growth prompted forecasts of gradual rate hikes, with expectations of a 25 basis points increase twice in FY27. Additionally, inflation is projected to hover above 5 percent due to various economic pressures. Rising oil prices are expected to widen the current account deficit to 1.3 percent of GDP in FY27. ...Less

The Reserve Bank of India is projected to increase its repo rate by 25 basis points in October and Decemb ...More

The Reserve Bank of India is projected to increase its repo rate by 25 basis points in October and December. Inflationary pressures, primarily from food and energy prices, are influencing this expected change. Nomura forecasts consumer inflation rising before gradually declining over the next few quarters. Economists predict this rate cycle might be relatively short due to potential consumption slowdowns. ...Less

Economic experts predict that the Reserve Bank of India will increase interest rates at its upcoming meet ...More

Economic experts predict that the Reserve Bank of India will increase interest rates at its upcoming meeting. This anticipated rate hike is largely due to rising inflation, which has exceeded the RBI's targets consistently. As central banks globally address inflationary pressures, India is under similar pressures regarding its currency. Nearly 60% of surveyed economists expect this action will occur in October. ...Less

On Monday, the Reserve Bank of India's Monetary Policy Committee will hold important meetings. Analysts a ...More

On Monday, the Reserve Bank of India's Monetary Policy Committee will hold important meetings. Analysts are anticipating a 25 basis points increase in the key interest rate, raising it to 5.50%. The surge in inflation is attributed to elevated crude oil costs and subpar agricultural production. Many economists advocate for a rate hike as a crucial measure to tackle ongoing inflation issues, with outcomes to be revealed on October 7. ...Less

Indian government bonds remained stable early on Wednesday, supported by lower oil prices amid selling pr ...More

Indian government bonds remained stable early on Wednesday, supported by lower oil prices amid selling pressure. The benchmark 10-year yield hovered around 7% after declining slightly from previous levels. Analysts noted that Indian bonds have outperformed US Treasuries amid global market volatility and oil price fluctuations. Expectations for an interest rate hike at the Reserve Bank of India's upcoming policy meeting have increased due to rising inflation concerns. ...Less

Analysts expect the Reserve Bank of India to raise key policy rates soon. Headline inflation is projected ...More

Analysts expect the Reserve Bank of India to raise key policy rates soon. Headline inflation is projected to rise further, influencing this decision. Global factors like oil prices and US Federal Reserve actions also play a role. Economists suggest two rate hikes in October and December this year. This move aims to manage inflation and maintain real interest rate credibility. ...Less

India's retail inflation reached 4.8% in August, its highest level since January. Wholesale inflation als ...More

India's retail inflation reached 4.8% in August, its highest level since January. Wholesale inflation also climbed to 9.9%, driven by fuel and manufactured goods. Food inflation increased to 6%, with rural areas experiencing higher price pressures. Economists anticipate further inflation and potential interest rate hikes by the Reserve Bank of India. The central bank's next monetary policy meeting is scheduled for October. ...Less

Economists are gearing up for a potential rate hike from the central bank as soon as October, driven by e ...More

Economists are gearing up for a potential rate hike from the central bank as soon as October, driven by escalating crude oil prices and ongoing food inflation concerns. The CEO of Axis Bank has raised alarms about the increasing risks of inflation. This shift in monetary policy timing comes as the Monetary Policy Committee prepares to evaluate interest rates in early October, reversing earlier predictions of stability. ...Less

Recent data reveals a rise in Consumer Price Index inflation, now at 4.8 percent, spurring predictions of ...More

Recent data reveals a rise in Consumer Price Index inflation, now at 4.8 percent, spurring predictions of possible interest rate hikes by the Reserve Bank of India. This inflation surge is pressuring banks to elevate fixed deposit interest rates amidst fierce competition from government securities and appealing returns from small savings schemes. Future adjustments in fixed deposit rates will largely hinge on ongoing inflation trends and RBI policies. ...Less

State-owned oil companies are facing negative marketing margins of Rs 5 per litre on petrol and Rs 23 on ...More

State-owned oil companies are facing negative marketing margins of Rs 5 per litre on petrol and Rs 23 on diesel as Brent crude crossed USD 100 a barrel amid escalating US-Iran tensions. With pump prices frozen for over three months, higher crude is also raising India’s import bill, inflation and currency pressures. ...Less

Union Bank of India expects the RBI to raise the repo rate to 5.75-6% in H2 FY27, from the current 5.25%, ...More

Union Bank of India expects the RBI to raise the repo rate to 5.75-6% in H2 FY27, from the current 5.25%, with the rate-hike cycle likely beginning in December. ...Less

Starting April 2027, UK pension pots will be subject to inheritance tax, prompting a reevaluation of lega ...More

Starting April 2027, UK pension pots will be subject to inheritance tax, prompting a reevaluation of legacy planning strategies. For Indians holding UK pensions, transferring them to Indian QROPS before this deadline becomes vital. This process involves specific forms and an exact completion sequence. Indian pension schemes present a variety of investment options tailored to different risk profiles. ...Less

He believes the current environment offers an opportunity to lock in yields rather than wait for a margin ...More

He believes the current environment offers an opportunity to lock in yields rather than wait for a marginal rise in rates, while investors with a three-year horizon could consider longer-duration bond funds such as corporate bond and G-sec funds. ...Less

Rather than locking into long-duration bonds at current yields, Puneet Pal, Head – Fixed Income at PGIM I ...More

Rather than locking into long-duration bonds at current yields, Puneet Pal, Head – Fixed Income at PGIM India Mutual Fund, believes investors should stay nimble and wait for potentially higher yield levels as the rate cycle evolves. ...Less

At the same time, the RBI remains watchful of risks from geopolitics, crude oil prices and global monetar ...More

At the same time, the RBI remains watchful of risks from geopolitics, crude oil prices and global monetary policy developments. ...Less

India's residential housing market saw sales decline by 6.1% YoY in Q2 2026, while average prices rose 1% ...More

India's residential housing market saw sales decline by 6.1% YoY in Q2 2026, while average prices rose 1% QoQ to Rs 10,153 per sq ft. Led by a 26% price surge in Bengaluru, widening cost-sales gaps indicate maturing market dynamics and growing affordability pressures for mid-income buyers. ...Less

For investors with a three-year horizon, the focus now shifts from chasing capital gains to earning stead ...More

For investors with a three-year horizon, the focus now shifts from chasing capital gains to earning steady carry while managing credit, liquidity and reinvestment risks. ...Less

While the near-term rate outlook remains uncertain amid global inflation and energy price risks, the fixe ...More

While the near-term rate outlook remains uncertain amid global inflation and energy price risks, the fixed-income landscape continues to offer opportunities across select segments. ...Less

RBI Repo Rate: The Reserve Bank of India kept its benchmark repo rate steady at 5.25%. Policymakers cited ...More

RBI Repo Rate: The Reserve Bank of India kept its benchmark repo rate steady at 5.25%. Policymakers cited rising food and fuel costs as the primary inflation drivers. Global geopolitical tensions and volatile oil prices pose significant risks. Domestic economic growth remains resilient despite external headwinds. The central bank awaits greater clarity on inflation before any policy shift. ...Less

The Reserve Bank of India kept the repo rate unchanged at 5.25% and retained its "neutral" policy stance, ...More

The Reserve Bank of India kept the repo rate unchanged at 5.25% and retained its "neutral" policy stance, in line with market expectations, as it awaits more data to assess the impact of higher oil prices on inflation. The timeline below tracks changes in India's benchmark repo rate since June 2000. ...Less

Bank of Baroda and Canara Bank have raised their lending rates. These banks increased their Marginal Cost ...More

Bank of Baroda and Canara Bank have raised their lending rates. These banks increased their Marginal Cost of Funds Based Lending Rates by up to ten basis points. The revised rates for both banks become effective from August 12, 2026. Borrowers with loans linked to MCLR may see their interest payments rise. This decision follows the Reserve Bank of India's recent repo rate maintenance. ...Less

The RBI’s decision to keep the repo rate unchanged at 5.25% is expected to support homebuyer sentiment an ...More

The RBI’s decision to keep the repo rate unchanged at 5.25% is expected to support homebuyer sentiment and sustain housing demand during the festive season, according to real estate industry experts. The central bank also retained its neutral policy stance, citing uncertainties around inflation, monsoon trends, El Niño, geopolitics and global trade policies. ...Less

The RBI's decision to keep the repo rate unchanged and retain a neutral stance signals policy continuity ...More

The RBI's decision to keep the repo rate unchanged and retain a neutral stance signals policy continuity over pre-emptive action. With inflation seen as temporary, financial conditions already tightening and global risks under watch, the central bank is expected to stay on hold in October unless macroeconomic conditions change materially. ...Less

RBI repo rate: The Reserve Bank of India has maintained its repo rate at 5.25%, providing ongoing relief ...More

RBI repo rate: The Reserve Bank of India has maintained its repo rate at 5.25%, providing ongoing relief for home loan borrowers. This decision allows many borrowers to continue enjoying current low home loan interest rates. However, rising retail inflation and potential rate hikes may lead to higher interest costs soon. Homeowners can explore prepayment and refinancing options to manage future loan expenses. These strategies can help reduce overall interest paid and shorten loan tenures. ...Less

The Reserve Bank of India will likely keep its repo rate unchanged at 5.25 percent. Policymakers are expe ...More

The Reserve Bank of India will likely keep its repo rate unchanged at 5.25 percent. Policymakers are expected to adopt a cautious wait-and-watch approach for now. Inflation risks remain elevated due to supply chain and oil price concerns. Financial conditions have tightened, reducing the immediate need for rate action. ...Less

RBI MPC policy: The Reserve Bank of India plans to simplify loan interest rate rules for all regulated en ...More

RBI MPC policy: The Reserve Bank of India plans to simplify loan interest rate rules for all regulated entities. This initiative aims to harmonize guidelines and address operational aspects of current lending rate benchmarks. The proposed changes will standardize market practices concerning interest charging and benchmark reset dates. These measures intend to improve transparency and strengthen monetary policy transmission across the system. ...Less

The Reserve Bank of India will resume urban cooperative bank licensing after a 22-year pause. A comprehen ...More

The Reserve Bank of India will resume urban cooperative bank licensing after a 22-year pause. A comprehensive review of credit monitoring for rural cooperative banks is also planned. The central bank proposed standardizing lending rate frameworks for greater transparency. These announcements followed the decision to keep the policy repo rate unchanged. India's FY27 GDP growth forecast was raised to 6.7 percent. ...Less

RBI MPC Meeting at a Glance: The Reserve Bank of India has decided to uphold its policy repo rate at 5.25 ...More

RBI MPC Meeting at a Glance: The Reserve Bank of India has decided to uphold its policy repo rate at 5.25 percent, a choice made after considering the steady performance of the economy alongside climbing inflation expectations. Additionally, the central bank has elevated its GDP growth prediction for the fiscal year 2026-27, with inflation anticipated to be 5.0 percent for the ongoing financial year, influenced by global risks and the conditions of the monsoon. ...Less

RBI MPC repo rate: The Reserve Bank of India maintained its repo rate at 5.25 percent today. Inflation is ...More

RBI MPC repo rate: The Reserve Bank of India maintained its repo rate at 5.25 percent today. Inflation is nearing the upper tolerance band, which could prompt future rate hikes. Banks monitor deposit-credit ratios and government security yields for rate decisions. High interest rates on small savings schemes also influence bank deposit offerings. Lenders may adjust fixed deposit rates soon based on these economic indicators. ...Less

RBI MPC Meeting 2026 Crude Oil Price Impact on Inflation: The central bank warns volatile crude oil price ...More

RBI MPC Meeting 2026 Crude Oil Price Impact on Inflation: The central bank warns volatile crude oil prices pose inflation risks. Geopolitical tensions cloud the near-term outlook for price stability. The central bank kept its repo rate unchanged at 5.25 percent. India's inflation projection for FY27 was lowered to five percent. The rupee faces pressure from higher oil prices and capital outflows. ...Less

RBI MPC meeting August 2026 highlights: The Reserve Bank of India has decided to keep the repo rate stead ...More

RBI MPC meeting August 2026 highlights: The Reserve Bank of India has decided to keep the repo rate steady at 5.25 percent, reflecting a cautious approach amid global instability and persistent inflation pressures. Despite these challenges, the domestic economy demonstrates resilience, with a projected GDP growth of 6.7 percent for the current fiscal year. Additionally, the central bank has adjusted its inflation forecast for FY27 downward. ...Less

After three days of the Monetary Policy Committee meeting, the Reserve Bank of India announced a hike of ...More

After three days of the Monetary Policy Committee meeting, the Reserve Bank of India announced a hike of 50 basis points in the key policy rates today. However, as per the experts, the central bank is likely to hike the repo rate in the coming months as well. Read on to know more about it. ...Less

The interest rates on Federal Bank's savings accounts are linked to the RBI’s repo rate. At present, the ...More

The interest rates on Federal Bank's savings accounts are linked to the RBI’s repo rate. At present, the RBI repo rate is 6.25%. ...Less

RBI holds rates: Best strategy for FD investors is this ...More

RBI holds rates: Best strategy for FD investors is this ...Less

The impact on your home loan EMI will largely depend upon the remaining tenure of the loan. Higher the re ...More

The impact on your home loan EMI will largely depend upon the remaining tenure of the loan. Higher the remaining tenure, higher would be the percentage increase in your EMI due to the cumulative rate hike of 2.25% since May this year. If the balance tenure of the loan is small then the impact would be lesser. ...Less

This is the first time since May 2022 the central bank has not tweaked interest rates. The RBI has raised ...More

This is the first time since May 2022 the central bank has not tweaked interest rates. The RBI has raised interest rates by a cumulative 250 basis points since May in its year-long battle against inflation. ...Less

The Reserve Bank of India (RBI) has significantly eased monetary policy by reducing the Cash Reserve Rati ...More

The Reserve Bank of India (RBI) has significantly eased monetary policy by reducing the Cash Reserve Ratio (CRR) by 100 basis points to 3% and the repo rate by 50 basis points to 5.5%. These coordinated measures are set to inject over ₹2. ...Less

Federal Bank’s savings account interest rates are linked to the repo rates. RBI’s current repo rate is 6. ...More

Federal Bank’s savings account interest rates are linked to the repo rates. RBI’s current repo rate is 6.25%. ...Less

The MPC also decided to remain focused on withdrawal of accommodation to ensure that inflation remains wi ...More

The MPC also decided to remain focused on withdrawal of accommodation to ensure that inflation remains within the target going forward, while supporting growth. ...Less

Federal Bank has revised the interest rate on savings accounts beginning October 1, 2022. Savings account ...More

Federal Bank has revised the interest rate on savings accounts beginning October 1, 2022. Savings account interest rates are linked to Federal Bank repo rates. ...Less

Federal Bank has revised savings account interest rates with effect from February 9, 2023. Federal Bank’s ...More

Federal Bank has revised savings account interest rates with effect from February 9, 2023. Federal Bank’s savings account interest rates are linked to the repo rates. RBI’s current repo rate is 6.50%. ...Less

The Reserve Bank of India maintained the repo rate at 5.5% on October 1, 2025, for the second consecutive ...More

The Reserve Bank of India maintained the repo rate at 5.5% on October 1, 2025, for the second consecutive meeting, following earlier rate cuts this year. This pause, amidst stable small savings rates and slightly rising inflation, suggests banks may find it challenging to further reduce floating home loan rates. Borrowers with EBLR-linked loans will experience faster rate adjustments. ...Less

The decision of RBI Governor Shaktikanta Das-headed six-member MPC will be announced on Wednesday at 10 a ...More

The decision of RBI Governor Shaktikanta Das-headed six-member MPC will be announced on Wednesday at 10 am. The prediction of a smaller rate hike can be attributed to softening of retail inflation and the US Federal Reserve moderating the pace of increase in its benchmark interest rate. ...Less

The decision to keep the key policy rates by unchanged by the Reserve Bank of India was expected by many ...More

The decision to keep the key policy rates by unchanged by the Reserve Bank of India was expected by many market participants. Here's what home loan borrowers and fixed deposit investors can do now. ...Less

Federal Bank’s savings account interest rates are linked to the repo rates. RBI’s current repo rate is 6. ...More

Federal Bank’s savings account interest rates are linked to the repo rates. RBI’s current repo rate is 6.50%. Federal Bank has revised savings account and fixed deposit interest rates with effect from May 17, 2023. ...Less

With further possibilities in key policy rate hikes, here is what is likely to happen to FD interest rate ...More

With further possibilities in key policy rate hikes, here is what is likely to happen to FD interest rates now and what depositors should do. Further, we also tell you what loan borrowers should also expect. ...Less

Understanding home loan mechanics helps borrowers reduce total borrowing costs. The reducing balance meth ...More

Understanding home loan mechanics helps borrowers reduce total borrowing costs. The reducing balance method ensures interest decreases as the principal falls. Loan amortisation shows how EMIs gradually repay both principal and interest. Early prepayments significantly reduce total interest paid over the loan tenure. Repo rate changes impact floating rate home loans, influencing EMIs or tenure. ...Less

In the wake of the Andhra Pradesh micro finance crisis in 2010, a Sub-Committee of the Central Board of t ...More

In the wake of the Andhra Pradesh micro finance crisis in 2010, a Sub-Committee of the Central Board of the Reserve Bank was constituted to study issues in the MFI sector. ...Less

RBI's monetary policy committee (MPC), led by Governor Shaktikanta Das, on Thursday announced a 25 basis ...More

RBI's monetary policy committee (MPC), led by Governor Shaktikanta Das, on Thursday announced a 25 basis points. ...Less

The political arena with the DMK, a key ally of the UPA government, announcing conditional departure from ...More

The political arena with the DMK, a key ally of the UPA government, announcing conditional departure from the ruling coalition. ...Less

RBI's decision to cut repo rate by 50 basis points is expected to improve realty sales volumes and ease t ...More

RBI's decision to cut repo rate by 50 basis points is expected to improve realty sales volumes and ease the pressure a bit for cash-strapped developers. ...Less

A rate hike is always considered negative for the markets– for both the stock and debt markets–as it rais ...More

A rate hike is always considered negative for the markets– for both the stock and debt markets–as it raises interest rates, borrowing costs of companies and it may also hurt growth. ...Less

Following the RBI's repo rate cut, SBI has reduced its key lending rates by up to 0.50%, effective June 1 ...More

Following the RBI's repo rate cut, SBI has reduced its key lending rates by up to 0.50%, effective June 15, 2025. The External Benchmark Rate (EBR) is lowered to 8.15%. Consequently, SBI home loan interest rates now range from 7.50% to 8.45% based on the borrower's CIBIL score. ...Less

The Reserve Bank of India’s Monetary Policy Committee or MPC began its three-day meeting on Wednesday, an ...More

The Reserve Bank of India’s Monetary Policy Committee or MPC began its three-day meeting on Wednesday, and will announce the policy decision tomorrow. ...Less

The Reserve Bank of India (RBI) Governor on Wednesday announced that the Monetary Policy Committee voted ...More

The Reserve Bank of India (RBI) Governor on Wednesday announced that the Monetary Policy Committee voted unanimously to hike the benchmark interest rate by 50 bps with immediate effect. The RBI also left its FY23 GDP growth forecast unchanged at 7.2%. ...Less

It drew comfort from the easing headline inflation aided by food prices, but the stubbornly high core inf ...More

It drew comfort from the easing headline inflation aided by food prices, but the stubbornly high core inflation – stripping out food and fuel – is keeping the Monetary Policy Committee (MPC) wary of any premature fallout of easing over the likelihood that inflation could remain above the target next fiscal year too. It estimates inflation at 5.3 percent, above the target of 4 percent. ...Less

The RBI maintained its repo rate on October 1, 2025, for the second time, suggesting an end to further FD ...More

The RBI maintained its repo rate on October 1, 2025, for the second time, suggesting an end to further FD rate cuts by banks. Investors should lock in current high rates, consider medium to long-term FDs, or employ laddering strategies to navigate this period of stable rates and maximize returns. ...Less

FPIs pulled out a record ~$18 billion (₹1.7 lakh crore) that year. 2026 has been worse, rupee returns are ...More

FPIs pulled out a record ~$18 billion (₹1.7 lakh crore) that year. 2026 has been worse, rupee returns are down 10% from the year's high, and FPIs have now taken out close to $28 billion (₹2.6 lakh crore). ...Less

The new rate hike cycle started on May 04, 2022, when the RBI increased the repo rate by 40 bps. This was ...More

The new rate hike cycle started on May 04, 2022, when the RBI increased the repo rate by 40 bps. This was the first hike in repo rate after almost a gap of 4 years. ...Less

All major banks have increased their external benchmark-based lending rates (EBLRs) by 190 basis points i ...More

All major banks have increased their external benchmark-based lending rates (EBLRs) by 190 basis points in tandem with the hike in the Reserve Bank's policy repo rate since May this year, though they have been slow in raising the deposit rates. The Reserve Bank has hiked the key short-term lending rate (repo) by 190 basis points in four tranches since May to contain inflation. ...Less

The RBI raised its key lending rate for the third time in two months, taking it to its highest in seven y ...More

The RBI raised its key lending rate for the third time in two months, taking it to its highest in seven years to quell price pressures, dampen demand and keep inflation expectations in check. ...Less

While interest rate cuts by the RBI hold the promise of lower EMIs and better debt fund returns, data sho ...More

While interest rate cuts by the RBI hold the promise of lower EMIs and better debt fund returns, data shows that the benchmark bond yield does not always fall in tandem. ...Less

The RBI had hiked its key rate by 0.40 per cent in a surprise move on May 4, and Governor Shaktikanta Das ...More

The RBI had hiked its key rate by 0.40 per cent in a surprise move on May 4, and Governor Shaktikanta Das has already said that the possibility of another hike at the June review is a "no-brainer". At the May 4 review, the RBI had hiked the CRR (Cash Reserve Ratio), or the amount of time deposits banks have to park with RBI, by 0.50 per cent to suck out an additional Rs 87,000 crore from the system. ...Less

The consensus view is that the RBI will leave interest rates unchanged at its Oct. 8 MPC meeting and only ...More

The consensus view is that the RBI will leave interest rates unchanged at its Oct. 8 MPC meeting and only start to unwind its accommodative monetary policy by reducing the gap between the repo and reverse repo rates early next year. ...Less

While the RBI had conducted a five-day variable rate repo auction on March 24, the last time it had carri ...More

While the RBI had conducted a five-day variable rate repo auction on March 24, the last time it had carried out a 14-day variable rate repo auction was on March 10. In a variable rate repo auction, banks borrow funds from the RBI. ...Less

RBI repo rate: The Reserve Bank of India (RBI) announced that it would keep the repo rate unchanged at 6. ...More

RBI repo rate: The Reserve Bank of India (RBI) announced that it would keep the repo rate unchanged at 6.5 per cent for the third time in a row. The decision was reached by the Monetary Policy Committee (MPC) and reflects the need to keep headline inflation within the target of 4 per cent. However, the outlook for fiscal year 2023-2024 in terms of GDP growth remains at 6.5 per cent. ...Less

Due to these rate hikes by the RBI, banks, NBFCs and housing finance companies have been raising their le ...More

Due to these rate hikes by the RBI, banks, NBFCs and housing finance companies have been raising their lending rates correspondingly, which in turn means that your EMI has gone up accordingly and with the recent repo rate hike, it will rise further. ...Less

The principal and interest components of the EMI are designed so that in the early years of your loan, th ...More

The principal and interest components of the EMI are designed so that in the early years of your loan, the interest component will be considerably bigger than the principal component, however in the later half of the loan, the principal component will be much larger. ...Less

Home loan EMI reduction: After a long time, the RBI has relieved the borrowers by cutting the repo rate s ...More

Home loan EMI reduction: After a long time, the RBI has relieved the borrowers by cutting the repo rate successively by 50 basis points. With the repo rate reduced, home loan borrowers have to choose either to reduce their home loan EMI amount or reduce home loan tenure. If you are confused about which option will save you more money, then here is your answer. ...Less

The moderation in the repo rate hike, however, augurs well for the real estate sector as its pace has slo ...More

The moderation in the repo rate hike, however, augurs well for the real estate sector as its pace has slowed down and persistent home ownership sentiment continues to ride high. ...Less

The policy rate increase by the MPC comes as an attempt to curtail the inflationary pressures faced by ci ...More

The policy rate increase by the MPC comes as an attempt to curtail the inflationary pressures faced by citizens on the back of high food and fuel prices following supply disruptions due to Russia’s invasion of Ukraine. The increase also comes after the Indian rupee’s plunge to an all-time low in July that further bumped up imported inflation. ...Less

The Reserve Bank of India cut the repo rate by 25 basis points to 5.25% and raised its GDP growth forecas ...More

The Reserve Bank of India cut the repo rate by 25 basis points to 5.25% and raised its GDP growth forecast to 7.3% for FY26. The central bank also announced significant liquidity measures, including open market purchases of government bonds worth ₹1 lakh crore, signaling a supportive stance for economic growth. ...Less

The decision has come in line with the Reserve Bank of India guidelines of September 4, 2019, Allahabad B ...More

The decision has come in line with the Reserve Bank of India guidelines of September 4, 2019, Allahabad Bank said in a regulatory filing. ...Less

RBI MPC Repo Rate: The Reserve Bank of India’s Monetary Policy Committee (MPC) will announce its policy d ...More

RBI MPC Repo Rate: The Reserve Bank of India’s Monetary Policy Committee (MPC) will announce its policy decisions on December 6, 2024, following a three-day meeting. While no immediate rate cut is expected, concerns over faltering economic growth and high inflation are growing. Analysts predict a policy shift, with potential rate cuts and additional liquidity measures in the future, amid tight liquidity and a weakening rupee. ...Less

Inflation's rise impacts living costs, prompting the RBI to manage it via the repo rate. Changes in this ...More

Inflation's rise impacts living costs, prompting the RBI to manage it via the repo rate. Changes in this rate directly affect personal loan interest, with unsecured loans responding faster. Understanding these dynamics and borrower profiles helps in preparing for loan applications and securing favorable terms. ...Less

From January to November 2022, the RBI hiked the repo rate by 1.90%, whereas the weighted FD rate has bee ...More

From January to November 2022, the RBI hiked the repo rate by 1.90%, whereas the weighted FD rate has been hiked by only 0.59%. This shows that only 31% of the 1.90% has been transmitted to the FD investor. ...Less

The cost of construction, which has already gone up since the last few months owing to the Russia-Ukraine ...More

The cost of construction, which has already gone up since the last few months owing to the Russia-Ukraine war and now the financing cost for both homebuyers and developers is expected to impact the residential real estate sector, experts and industry observers said. ...Less

The RBI's decision to hold the repo rate steady despite low core inflation is debated. Headline inflation ...More

The RBI's decision to hold the repo rate steady despite low core inflation is debated. Headline inflation, driven by food prices, remains the target. However, revising the CPI basket and its weights, potentially reducing the emphasis on food, is considered. E-commerce's impact on pricing adds complexity to this recalibration. ...Less

In the run-up to the meeting, bond markets were closely watching whether or not the RBI would bring one m ...More

In the run-up to the meeting, bond markets were closely watching whether or not the RBI would bring one more bout of of the G-Sec acquisition programme, India's own version of quantitative easing, in Q3 to keep yiends in check. So far in Q1, the central bank has purchased Rs 60,000 crore worth of bonds out of its Rs 1,00,000 crore target. ...Less

Prioritising inflation over growth, the RBI hiked repo rate, the rate at which the RBI lends short-term f ...More

Prioritising inflation over growth, the RBI hiked repo rate, the rate at which the RBI lends short-term funds to banks, to 5.40 per cent from 4.90 per cent earlier. Analysts said the market was largely expecting 35-50 basis points rate hike. With this, the RBI has effectively raised rates by 180 basis points since April. ...Less

As things stand today, the interest rate appears to either remain stagnant or there exists a remote possi ...More

As things stand today, the interest rate appears to either remain stagnant or there exists a remote possibility for them to move up in the near term. ...Less

According to Sinha, the RBI should have ideally cut down the key policy rate by 50 basis points instead o ...More

According to Sinha, the RBI should have ideally cut down the key policy rate by 50 basis points instead of that announced today. ...Less

RBI tweaked its policy stance to 'calibrated tightening' from 'neutral'. ...More

RBI tweaked its policy stance to 'calibrated tightening' from 'neutral'. ...Less

RBI will issue a circular to this effect by mid-February. ...More

RBI will issue a circular to this effect by mid-February. ...Less

The second wave of pandemic badly affected the trade and business especially MSMEs and hence they need co ...More

The second wave of pandemic badly affected the trade and business especially MSMEs and hence they need continued monetary support. ...Less

Momentum in the rupee is expected to remain slightly negative. ...More

Momentum in the rupee is expected to remain slightly negative. ...Less

The Reserve Bank of India, being part of a global central bank chorus to rein in inflation, is certain to ...More

The Reserve Bank of India, being part of a global central bank chorus to rein in inflation, is certain to raise the policy interest rate this week, according to an ET poll. But the amount of increase is uncertain because it factors in moving parts like crude oil, government action on taxes and the impact of monsoon on food-grain output to predict future prices. ...Less

The RBI said it will conduct a 14-day VRRR auction worth ₹2 lakh crore on June 2 from 10:30-11:00 am IST. ...More

The RBI said it will conduct a 14-day VRRR auction worth ₹2 lakh crore on June 2 from 10:30-11:00 am IST. The date of reversal of the VRRR is June 16. ...Less

Interest rate on fixed deposits have risen significantly however they are yet to match the rise in RBI re ...More

Interest rate on fixed deposits have risen significantly however they are yet to match the rise in RBI repo rate hike of 2.5% seen since May 2022. May depositors were hoping that rate will rise further but hardly any bank has raised the rates significantly in last 1-2 months. However, tight liquidity in banking system and uncertainty about inflation movement may make a case for a higher rate on FDs. However, it may not be long lived and overall interest rate on FDs are likely to fall in coming months. What should depositors do? ...Less

In response to the RBI action, many banks, including Bank of Baroda, Bank of India, and Indian Overseas B ...More

In response to the RBI action, many banks, including Bank of Baroda, Bank of India, and Indian Overseas Bank, increased their lending interest rates. ...Less

Following weak US jobs data, the likelihood of an RBI repo rate cut has grown, fueled by anticipation of ...More

Following weak US jobs data, the likelihood of an RBI repo rate cut has grown, fueled by anticipation of a potential Fed rate cut in September. Despite some traders leaning towards a rate cut, the RBI's Monetary Policy Committee is expected to maintain a pause with a neutral stance. ...Less

With the introduction of these products, the bank is passing on the benefit of lower interest rate in the ...More

With the introduction of these products, the bank is passing on the benefit of lower interest rate in the range of 5-150 bps from the existing rate of interest under MCLR. ...Less

The central bank’s decision to relax housing loan norms of cooperative banks by increasing the limit for ...More

The central bank’s decision to relax housing loan norms of cooperative banks by increasing the limit for individual housing loans by 100% is expected to support the real estate sector in tier 2 and 3 cities and towns with a multiplier effect on the economy. These limits were last revised for urban co-operative banks (UCB) in 2011 and for rural co-operative banks (RCBs) in 2009. ...Less