Reserve Bank of India has announced the November 2026 round of the Inflation Expectations Survey of House ...More

Reserve Bank of India has announced the November 2026 round of the Inflation Expectations Survey of Households. This survey aims to capture households' perceptions regarding price movements and inflation based on their consumption patterns. Additionally, the Urban Consumer Confidence Survey seeks to understand household sentiments on the economic situation and employment. The Rural Consumer Confidence Survey collects perceptions from rural areas on economic conditions, income, and spending. ...Less

Liquidity surplus in the banking system was reported at ₹541 crore as of October 21. Banks have increased ...More

Liquidity surplus in the banking system was reported at ₹541 crore as of October 21. Banks have increased fund parking to meet their daily cash reserve requirements of 99%. The weighted average call rate (WACR) rose to 5.65%, which is 15 bps higher than the repo rate. The Reserve Bank of India conducted variable rate repo operations to manage systemic liquidity. ...Less

The Reserve Bank of India is anticipated to raise the repo rate to 6.25% by mid-2027. This increase is dr ...More

The Reserve Bank of India is anticipated to raise the repo rate to 6.25% by mid-2027. This increase is driven by persistent inflationary pressures and robust economic growth expectations. Deutsche Bank forecasts an average consumer price index inflation of 6% in late 2026, stabilizing to 4.7% by FY28. India's GDP growth is projected above 7% for both FY27 and FY28. ...Less

Several banks including ICICI Bank and Indian Bank have increased their fixed deposit interest rates rece ...More

Several banks including ICICI Bank and Indian Bank have increased their fixed deposit interest rates recently. The Reserve Bank of India raised the repo rate, influencing banks to adjust their deposit rates. ICICI Bank now offers 6.60% for general citizens and 7.20% for senior citizens on select tenures. Indian Bank has also raised rates on specific fixed deposit options for its customers. ...Less

Tata Capital’s second-quarter net profit rose 51% year-on-year to Rs 1,660 crore, supported by higher int ...More

Tata Capital’s second-quarter net profit rose 51% year-on-year to Rs 1,660 crore, supported by higher interest income and loan growth. Assets under management increased 26% to Rs 3.08 lakh crore, while floating-rate lending adjustments and margin improvement remain key priorities. ...Less

Reserve Bank of India has significantly reduced banking system liquidity from a peak surplus in a short t ...More

Reserve Bank of India has significantly reduced banking system liquidity from a peak surplus in a short time. Liquidity surged after banks received funds from overseas Indians under the FCNR(B) scheme. The central bank utilized reverse repo auctions and cash reserve ratio adjustments to absorb this surplus effectively. As overnight rates increased following these liquidity measures, RBI temporarily infused funds to manage sharp rate rises. ...Less

Public sector banks are experiencing stronger net interest margin growth compared to their private counte ...More

Public sector banks are experiencing stronger net interest margin growth compared to their private counterparts this quarter. Despite facing margin pressures, private banks continue to show growth in profits and loan portfolios. The rising costs associated with funding and foreign currency deposits are impacting private banks' profitability. Corporate loan advances are increasing faster than retail loans across multiple private institutions. ...Less

The non-banking financial companies (NBFC) sector is set to enjoy robust earnings, thanks to strong credi ...More

The non-banking financial companies (NBFC) sector is set to enjoy robust earnings, thanks to strong credit demand and consistent asset quality. Nonetheless, the latter half of Financial Year 2026-27 could pose challenges with rising interest rates leading to higher funding costs. Analysts emphasize that successfully managing these costs will be key to sustaining growth, advising cautious investment in resilient NBFCs amid changing market dynamics. ...Less

Extending the tenure instead of raising EMIs will push up the interest outgo on your home loan. ...More

Extending the tenure instead of raising EMIs will push up the interest outgo on your home loan. ...Less

Wholesale prices in India rose significantly to 11.39% in September, driven by rising fuel and food costs ...More

Wholesale prices in India rose significantly to 11.39% in September, driven by rising fuel and food costs. Retail inflation also increased to 5.54%, attributed largely to higher vegetable prices. Concerns remain over food inflation maintaining elevated levels due to factors like uneven monsoon rainfall and El Nino risks. Increased global commodity prices are further affecting food production costs and transportation expenses. ...Less

In today’s competitive lending environment, many homeowners are successfully reducing their mortgage rate ...More

In today’s competitive lending environment, many homeowners are successfully reducing their mortgage rates thanks to improved credit scores. Higher credit score signals a reliable repayment history, empowering borrowers to negotiate better terms with lenders. Financial experts stress the importance of maintaining a robust credit profile, particularly as interest rates climb. However, some borrowers may be unaware of their negotiating leverage, missing out on substantial savings. ...Less

The Reserve Bank of India increased the repo rate by 25 basis points during its monetary policy meeting. ...More

The Reserve Bank of India increased the repo rate by 25 basis points during its monetary policy meeting. This hike prompted banks like Punjab National Bank and Bank of Baroda to adjust their lending rates. ...Less

RBI repo rate: Borrowers with home loans linked to External Benchmark Linked Rates will see an increase i ...More

RBI repo rate: Borrowers with home loans linked to External Benchmark Linked Rates will see an increase in their EMIs. The Reserve Bank of India has raised the repo rate, impacting the cost of borrowing. This is the first repo rate change since December 2025 and will influence many floating rate loans. Home loan borrowers had previously benefited from reduced rates but now face higher payments. ...Less

Repo Rate Hike: The RBI raised the repo rate by 25 basis points to 5.50%, its first hike in nearly four y ...More

Repo Rate Hike: The RBI raised the repo rate by 25 basis points to 5.50%, its first hike in nearly four years, as rising oil prices, a weak monsoon and a weaker rupee threaten to push inflation higher. The move was widely expected by economists. ...Less

RBI Repo Rate: The Reserve Bank of India increased the repo rate by 25 basis points to 5.50% after recent ...More

RBI Repo Rate: The Reserve Bank of India increased the repo rate by 25 basis points to 5.50% after recent inflation concerns. Economic growth has exceeded expectations, prompting the central bank to adjust its monetary policy. Inflation risks are rising due to higher crude prices and weaker agricultural output affecting projections. Global interest rate changes and narrowing differentials also pressure capital flows and emerging markets. ...Less

The Reserve Bank of India has raised the repo rate, which positively impacts fixed deposit interest rates ...More

The Reserve Bank of India has raised the repo rate, which positively impacts fixed deposit interest rates. Investors should explore the FD laddering strategy for various tenures, allowing them to reinvest at higher rates as shorter deposits mature. Moreover, diversifying across different banks can boost insurance coverage. It's essential for investors to stay aware of their liquidity requirements and any shifts in interest rates when engaging in this strategy. ...Less

Banking, NBFCs, realty and auto stocks came under pressure after the RBI raised the repo rate by 25 basis ...More

Banking, NBFCs, realty and auto stocks came under pressure after the RBI raised the repo rate by 25 basis points to 5.50% and shifted its stance to calibrated tightening. The rate hike, the first in four years, comes amid elevated crude prices, rising global bond yields, inflation concerns and sustained foreign outflows. ...Less

In a recent statement, FIEO has voiced serious concerns about the repercussions of increasing borrowing c ...More

In a recent statement, FIEO has voiced serious concerns about the repercussions of increasing borrowing costs for exporters amid economic unpredictability. With the RBI's repo rate now elevated to 5.5 percent, businesses, especially MSMEs, are feeling the pressure due to limited working capital. ...Less

RBI’s first repo rate hike in nearly four years highlights why interest rates matter for stock valuations ...More

RBI’s first repo rate hike in nearly four years highlights why interest rates matter for stock valuations, echoing Warren Buffett’s long-held view that higher rates can weigh on asset prices. ...Less

Many financial analysts expect the Reserve Bank of India to increase the repo rate by 25 basis points. Th ...More

Many financial analysts expect the Reserve Bank of India to increase the repo rate by 25 basis points. This forecast is driven by persistent inflation, soaring crude oil prices, and a depreciating rupee. Should the RBI implement this hike, it could lead to higher fixed deposit returns for investors. Meanwhile, public sector banks continue to offer lower rates, struggling against fierce competition from government securities and small savings schemes. ...Less

The RBI announced measures to enhance customer convenience, including allowing SEBI-registered depositori ...More

The RBI announced measures to enhance customer convenience, including allowing SEBI-registered depositories to include bank deposit details in consolidated account statements (CAS) and enabling interoperability among NBFC-Account Aggregators. Both measures will be operational by December 31, 2026. The central bank also announced a Technical Consultative Committee for Financial Markets to strengthen engagement with market participants and stakeholders. ...Less

SBI Capital Markets expects the Reserve Bank of India (RBI) to raise the repo rate by 75-100 basis points ...More

SBI Capital Markets expects the Reserve Bank of India (RBI) to raise the repo rate by 75-100 basis points during the current tightening cycle, with a larger hike in December 2026 possible depending on inflation data. The report projects consumer inflation to peak in Q3 FY27 before easing, while warning that high crude oil prices, geopolitical tensions and rising borrowing costs could weigh on consumption. Higher rates may support bank margins in FY27, with bonds potentially regaining investor interest in FY28. ...Less

The Reserve Bank of India has increased the repo rate from 5.25% to 5.50% during its recent meeting. This ...More

The Reserve Bank of India has increased the repo rate from 5.25% to 5.50% during its recent meeting. This hike is expected to encourage banks to raise their fixed deposit interest rates soon. Customers could earn considerably more on their fixed deposits with even small increases in interest rates. Detailed calculations show potential increases in maturity amounts for varying deposit sizes. ...Less

The Reserve Bank of India increased its policy rate by 25 basis points to 5.50% on Wednesday. Borrowers m ...More

The Reserve Bank of India increased its policy rate by 25 basis points to 5.50% on Wednesday. Borrowers might face higher monthly installments or extended repayment periods based on loan agreements. The monetary policy committee unanimously adopted a stance of 'calibrated tightening' with future increases possible. External benchmark-linked loans make up 68.2% of outstanding floating-rate rupee loans as of June. ...Less

Indian equities ended lower on Wednesday after the RBI raised the repo rate by 25 basis points to 5.5% an ...More

Indian equities ended lower on Wednesday after the RBI raised the repo rate by 25 basis points to 5.5% and shifted its stance to calibrated tightening. The Nifty and Sensex fell 0.76% and 0.59%, respectively, while Titan Company, Adani Enterprises and Hindalco led losses. Kotak Bank and Bharti Airtel topped gainers. ...Less

RBI’s first rate hike in nearly four years has put the spotlight on banking stocks, with analysts divided ...More

RBI’s first rate hike in nearly four years has put the spotlight on banking stocks, with analysts divided on the near-term impact on margins. Jefferies sees large private banks such as ICICI Bank and Kotak Mahindra Bank as key beneficiaries, while Q2 earnings could offer clues on the sector’s outlook. ...Less

In a recent move, the Reserve Bank of India has lifted the repo rate to 5.50% from 5.25%, impacting the l ...More

In a recent move, the Reserve Bank of India has lifted the repo rate to 5.50% from 5.25%, impacting the landscape of home loan interest rates. Public sector players such as Bank of Maharashtra and Central Bank of India are providing attractive rates near 7.00%. Meanwhile, the South Indian Bank stands out in the private sector with an enticing starting interest of 7.25%. ...Less

The Reserve Bank of India raised the repo rate to 5.50% in its recent Monetary Policy Committee meeting. ...More

The Reserve Bank of India raised the repo rate to 5.50% in its recent Monetary Policy Committee meeting. Subsequently, banks are likely to adjust their fixed deposit interest rates for both new and existing customers. P ...Less

RBI’s 25-bps repo rate hike to 5.50% was largely expected, but its shift to ‘calibrated tightening’ surpr ...More

RBI’s 25-bps repo rate hike to 5.50% was largely expected, but its shift to ‘calibrated tightening’ surprised markets and signals that near-term rate cuts are unlikely. Analysts expect selective pressure on rate-sensitive sectors, while banks with stronger balance sheets may remain relatively better placed amid rising inflation and crude prices. ...Less

The RBI raised the repo rate 25 bps to 5.50%, its first hike in nearly four years, and shifted its stance ...More

The RBI raised the repo rate 25 bps to 5.50%, its first hike in nearly four years, and shifted its stance to calibrated tightening. Governor Sanjay Malhotra flagged four global risks: West Asia tensions and volatile oil prices, tariff uncertainty, elevated bond yields and stretched AI stock valuations. He said these risks are clouding global sentiment despite resilient growth. ...Less

RBI is expected to raise the repo rate by 25 basis points in October, with one or two more hikes possible ...More

RBI is expected to raise the repo rate by 25 basis points in October, with one or two more hikes possible in FY27, taking the benchmark rate to 5.75-6%, according to a Union Bank of India report. ...Less

The RBI’s expected first rate hike in three years could have a mixed impact on banks and NBFCs. While hig ...More

The RBI’s expected first rate hike in three years could have a mixed impact on banks and NBFCs. While higher funding costs may pressure NBFC margins, lenders with floating-rate assets and strong liquidity could benefit. Brokerages favour HDFC Bank, ICICI Bank, Kotak Mahindra Bank, Bajaj Finance and Tata Capital. ...Less

A Liberian-flagged oil tanker carrying an Indian crew caught fire off Russia's Black Sea coast following ...More

A Liberian-flagged oil tanker carrying an Indian crew caught fire off Russia's Black Sea coast following a Ukrainian drone attack, with all 23 crew members safely rescued. India condemned ongoing maritime attacks, urging dialogue and diplomacy to protect global commerce and seafarers. ...Less

The Reserve Bank of India has introduced inter-operability among various Account Aggregators to simplify ...More

The Reserve Bank of India has introduced inter-operability among various Account Aggregators to simplify information sharing. Customers will be able to authorize financial data sharing with banks and lenders. This interconnected system eliminates the need for users to switch platforms for different Account Aggregators. The changes are aimed at enhancing convenience and seamless interactions in financial services. Customer consent remains essential for the sharing of financial information between platforms. ...Less

The RBI raised its benchmark repo rate by 25 basis points to 5.5%, its first hike since February 2023, an ...More

The RBI raised its benchmark repo rate by 25 basis points to 5.5%, its first hike since February 2023, and shifted its policy stance to ‘calibrated tightening’. The move came as the central bank raised its FY27 growth forecast to 7.1% while warning that inflation and its outlook were no longer benign. ...Less

The Reserve Bank of India is set to maintain the repo rate at 5.25% during the upcoming policy meeting. D ...More

The Reserve Bank of India is set to maintain the repo rate at 5.25% during the upcoming policy meeting. Despite rising inflation pressures and global economic uncertainty, the rate is expected to remain unchanged. Credit and deposit growth in India currently show strong performance, supporting steady rates. A rate hike cycle is anticipated to begin in December, amounting to 50-75 basis points. ...Less

The rupee ended marginally stronger at 96.2925 against the dollar, supported by lower Brent crude prices ...More

The rupee ended marginally stronger at 96.2925 against the dollar, supported by lower Brent crude prices and improved sentiment. The currency traded in a narrow range as investors awaited the RBI’s monetary policy decision, with a 25-basis-point rate hike widely expected. ...Less

Delhi International Airport Ltd has successfully raised ₹3,500 crore through 15-year rupee-denominated no ...More

Delhi International Airport Ltd has successfully raised ₹3,500 crore through 15-year rupee-denominated non-convertible debentures. This financing aims to refinance its upcoming $522.6 million dollar notes maturing in October 2026. Major investors included India Infrastructure Finance Company and various banks that subscribed substantial amounts. ...Less

Bank stocks including Kotak Mahindra Bank, PNB, Union Bank and Canara Bank gained up to 2% after the RBI ...More

Bank stocks including Kotak Mahindra Bank, PNB, Union Bank and Canara Bank gained up to 2% after the RBI rose on Monday after the repo rate by 25 basis points to 5.50%. The Nifty Bank index rose as investors assessed the impact of the rate hike and the RBI’s shift to calibrated tightening. ...Less

The RBI could raise the repo rate by 25 basis points in October and signal further tightening as inflatio ...More

The RBI could raise the repo rate by 25 basis points in October and signal further tightening as inflation, elevated crude prices and a narrowing rate gap with the US pressure the rupee. Strong reserves and a manageable current account provide crucial buffers. ...Less

RBI Monetary Policy Meeting Highlights: The Monetary Policy Committee has raised the policy repo rate by ...More

RBI Monetary Policy Meeting Highlights: The Monetary Policy Committee has raised the policy repo rate by 25 basis points to 5.50%. RBI Governor Sanjay Malhotra indicated that inflation pressures are increasing and rate cuts are not expected soon. The Indian economy continues to show resilience, with GDP growth projected at 7.1% for the year. Inflation is forecasted at 5.2%, with core inflation expected to be around 4.4%. ...Less

RBI MPC October 2026: The Reserve Bank of India has increased the repo rate by 25 bps from 5.25% to 5.50% ...More

RBI MPC October 2026: The Reserve Bank of India has increased the repo rate by 25 bps from 5.25% to 5.50%, signaling a shift. Following this decision, banks are expected to raise fixed deposit interest rates in the near future. Retail inflation has been rising, indicating that further hikes may be necessary to control it. The competition from small savings schemes and government securities contributes to this pressure on banks. ...Less

On Monday, the Reserve Bank of India's Monetary Policy Committee will hold important meetings. Analysts a ...More

On Monday, the Reserve Bank of India's Monetary Policy Committee will hold important meetings. Analysts are anticipating a 25 basis points increase in the key interest rate, raising it to 5.50%. The surge in inflation is attributed to elevated crude oil costs and subpar agricultural production. Many economists advocate for a rate hike as a crucial measure to tackle ongoing inflation issues, with outcomes to be revealed on October 7. ...Less

The RBI is under growing pressure to raise rates in October as inflation broadens across the economy, gro ...More

The RBI is under growing pressure to raise rates in October as inflation broadens across the economy, growth remains strong and global central banks tighten policy. A Reuters poll shows most economists expect a 25-basis-point hike to 5.50%, while markets are already pricing in further increases over the next year. ...Less

The Reserve Bank of India is projected to increase its repo rate by 25 basis points in October and Decemb ...More

The Reserve Bank of India is projected to increase its repo rate by 25 basis points in October and December. Inflationary pressures, primarily from food and energy prices, are influencing this expected change. Nomura forecasts consumer inflation rising before gradually declining over the next few quarters. Economists predict this rate cycle might be relatively short due to potential consumption slowdowns. ...Less

India's GDP growth in the second quarter of FY26 surpassed the Reserve Bank of India's forecast of 7 perc ...More

India's GDP growth in the second quarter of FY26 surpassed the Reserve Bank of India's forecast of 7 percent. The growth prompted forecasts of gradual rate hikes, with expectations of a 25 basis points increase twice in FY27. Additionally, inflation is projected to hover above 5 percent due to various economic pressures. Rising oil prices are expected to widen the current account deficit to 1.3 percent of GDP in FY27. ...Less

Economic experts predict that the Reserve Bank of India will increase interest rates at its upcoming meet ...More

Economic experts predict that the Reserve Bank of India will increase interest rates at its upcoming meeting. This anticipated rate hike is largely due to rising inflation, which has exceeded the RBI's targets consistently. As central banks globally address inflationary pressures, India is under similar pressures regarding its currency. Nearly 60% of surveyed economists expect this action will occur in October. ...Less

Indian government bonds remained stable early on Wednesday, supported by lower oil prices amid selling pr ...More

Indian government bonds remained stable early on Wednesday, supported by lower oil prices amid selling pressure. The benchmark 10-year yield hovered around 7% after declining slightly from previous levels. Analysts noted that Indian bonds have outperformed US Treasuries amid global market volatility and oil price fluctuations. Expectations for an interest rate hike at the Reserve Bank of India's upcoming policy meeting have increased due to rising inflation concerns. ...Less

Analysts expect the Reserve Bank of India to raise key policy rates soon. Headline inflation is projected ...More

Analysts expect the Reserve Bank of India to raise key policy rates soon. Headline inflation is projected to rise further, influencing this decision. Global factors like oil prices and US Federal Reserve actions also play a role. Economists suggest two rate hikes in October and December this year. This move aims to manage inflation and maintain real interest rate credibility. ...Less

India's retail inflation reached 4.8% in August, its highest level since January. Wholesale inflation als ...More

India's retail inflation reached 4.8% in August, its highest level since January. Wholesale inflation also climbed to 9.9%, driven by fuel and manufactured goods. Food inflation increased to 6%, with rural areas experiencing higher price pressures. Economists anticipate further inflation and potential interest rate hikes by the Reserve Bank of India. The central bank's next monetary policy meeting is scheduled for October. ...Less

Economists are gearing up for a potential rate hike from the central bank as soon as October, driven by e ...More

Economists are gearing up for a potential rate hike from the central bank as soon as October, driven by escalating crude oil prices and ongoing food inflation concerns. The CEO of Axis Bank has raised alarms about the increasing risks of inflation. This shift in monetary policy timing comes as the Monetary Policy Committee prepares to evaluate interest rates in early October, reversing earlier predictions of stability. ...Less

Recent data reveals a rise in Consumer Price Index inflation, now at 4.8 percent, spurring predictions of ...More

Recent data reveals a rise in Consumer Price Index inflation, now at 4.8 percent, spurring predictions of possible interest rate hikes by the Reserve Bank of India. This inflation surge is pressuring banks to elevate fixed deposit interest rates amidst fierce competition from government securities and appealing returns from small savings schemes. Future adjustments in fixed deposit rates will largely hinge on ongoing inflation trends and RBI policies. ...Less

State-owned oil companies are facing negative marketing margins of Rs 5 per litre on petrol and Rs 23 on ...More

State-owned oil companies are facing negative marketing margins of Rs 5 per litre on petrol and Rs 23 on diesel as Brent crude crossed USD 100 a barrel amid escalating US-Iran tensions. With pump prices frozen for over three months, higher crude is also raising India’s import bill, inflation and currency pressures. ...Less

Union Bank of India expects the RBI to raise the repo rate to 5.75-6% in H2 FY27, from the current 5.25%, ...More

Union Bank of India expects the RBI to raise the repo rate to 5.75-6% in H2 FY27, from the current 5.25%, with the rate-hike cycle likely beginning in December. ...Less

After three days of the Monetary Policy Committee meeting, the Reserve Bank of India announced a hike of ...More

After three days of the Monetary Policy Committee meeting, the Reserve Bank of India announced a hike of 50 basis points in the key policy rates today. However, as per the experts, the central bank is likely to hike the repo rate in the coming months as well. Read on to know more about it. ...Less

The interest rates on Federal Bank's savings accounts are linked to the RBI’s repo rate. At present, the ...More

The interest rates on Federal Bank's savings accounts are linked to the RBI’s repo rate. At present, the RBI repo rate is 6.25%. ...Less

RBI holds rates: Best strategy for FD investors is this ...More

RBI holds rates: Best strategy for FD investors is this ...Less

Starting April 2027, UK pension pots will be subject to inheritance tax, prompting a reevaluation of lega ...More

Starting April 2027, UK pension pots will be subject to inheritance tax, prompting a reevaluation of legacy planning strategies. For Indians holding UK pensions, transferring them to Indian QROPS before this deadline becomes vital. This process involves specific forms and an exact completion sequence. Indian pension schemes present a variety of investment options tailored to different risk profiles. ...Less

The impact on your home loan EMI will largely depend upon the remaining tenure of the loan. Higher the re ...More

The impact on your home loan EMI will largely depend upon the remaining tenure of the loan. Higher the remaining tenure, higher would be the percentage increase in your EMI due to the cumulative rate hike of 2.25% since May this year. If the balance tenure of the loan is small then the impact would be lesser. ...Less

This is the first time since May 2022 the central bank has not tweaked interest rates. The RBI has raised ...More

This is the first time since May 2022 the central bank has not tweaked interest rates. The RBI has raised interest rates by a cumulative 250 basis points since May in its year-long battle against inflation. ...Less

The Reserve Bank of India (RBI) has significantly eased monetary policy by reducing the Cash Reserve Rati ...More

The Reserve Bank of India (RBI) has significantly eased monetary policy by reducing the Cash Reserve Ratio (CRR) by 100 basis points to 3% and the repo rate by 50 basis points to 5.5%. These coordinated measures are set to inject over ₹2. ...Less

RBI Repo Rate: The Reserve Bank of India kept its benchmark repo rate steady at 5.25%. Policymakers cited ...More

RBI Repo Rate: The Reserve Bank of India kept its benchmark repo rate steady at 5.25%. Policymakers cited rising food and fuel costs as the primary inflation drivers. Global geopolitical tensions and volatile oil prices pose significant risks. Domestic economic growth remains resilient despite external headwinds. The central bank awaits greater clarity on inflation before any policy shift. ...Less

Federal Bank’s savings account interest rates are linked to the repo rates. RBI’s current repo rate is 6. ...More

Federal Bank’s savings account interest rates are linked to the repo rates. RBI’s current repo rate is 6.25%. ...Less

The MPC also decided to remain focused on withdrawal of accommodation to ensure that inflation remains wi ...More

The MPC also decided to remain focused on withdrawal of accommodation to ensure that inflation remains within the target going forward, while supporting growth. ...Less

Federal Bank has revised the interest rate on savings accounts beginning October 1, 2022. Savings account ...More

Federal Bank has revised the interest rate on savings accounts beginning October 1, 2022. Savings account interest rates are linked to Federal Bank repo rates. ...Less

Federal Bank has revised savings account interest rates with effect from February 9, 2023. Federal Bank’s ...More

Federal Bank has revised savings account interest rates with effect from February 9, 2023. Federal Bank’s savings account interest rates are linked to the repo rates. RBI’s current repo rate is 6.50%. ...Less

The Reserve Bank of India maintained the repo rate at 5.5% on October 1, 2025, for the second consecutive ...More

The Reserve Bank of India maintained the repo rate at 5.5% on October 1, 2025, for the second consecutive meeting, following earlier rate cuts this year. This pause, amidst stable small savings rates and slightly rising inflation, suggests banks may find it challenging to further reduce floating home loan rates. Borrowers with EBLR-linked loans will experience faster rate adjustments. ...Less

The decision of RBI Governor Shaktikanta Das-headed six-member MPC will be announced on Wednesday at 10 a ...More

The decision of RBI Governor Shaktikanta Das-headed six-member MPC will be announced on Wednesday at 10 am. The prediction of a smaller rate hike can be attributed to softening of retail inflation and the US Federal Reserve moderating the pace of increase in its benchmark interest rate. ...Less

The decision to keep the key policy rates by unchanged by the Reserve Bank of India was expected by many ...More

The decision to keep the key policy rates by unchanged by the Reserve Bank of India was expected by many market participants. Here's what home loan borrowers and fixed deposit investors can do now. ...Less

Federal Bank’s savings account interest rates are linked to the repo rates. RBI’s current repo rate is 6. ...More

Federal Bank’s savings account interest rates are linked to the repo rates. RBI’s current repo rate is 6.50%. Federal Bank has revised savings account and fixed deposit interest rates with effect from May 17, 2023. ...Less

With further possibilities in key policy rate hikes, here is what is likely to happen to FD interest rate ...More

With further possibilities in key policy rate hikes, here is what is likely to happen to FD interest rates now and what depositors should do. Further, we also tell you what loan borrowers should also expect. ...Less

The Reserve Bank of India kept the repo rate unchanged at 5.25% and retained its "neutral" policy stance, ...More

The Reserve Bank of India kept the repo rate unchanged at 5.25% and retained its "neutral" policy stance, in line with market expectations, as it awaits more data to assess the impact of higher oil prices on inflation. The timeline below tracks changes in India's benchmark repo rate since June 2000. ...Less

In the wake of the Andhra Pradesh micro finance crisis in 2010, a Sub-Committee of the Central Board of t ...More

In the wake of the Andhra Pradesh micro finance crisis in 2010, a Sub-Committee of the Central Board of the Reserve Bank was constituted to study issues in the MFI sector. ...Less

A rate hike is always considered negative for the markets– for both the stock and debt markets–as it rais ...More

A rate hike is always considered negative for the markets– for both the stock and debt markets–as it raises interest rates, borrowing costs of companies and it may also hurt growth. ...Less

RBI's monetary policy committee (MPC), led by Governor Shaktikanta Das, on Thursday announced a 25 basis ...More

RBI's monetary policy committee (MPC), led by Governor Shaktikanta Das, on Thursday announced a 25 basis points. ...Less

The political arena with the DMK, a key ally of the UPA government, announcing conditional departure from ...More

The political arena with the DMK, a key ally of the UPA government, announcing conditional departure from the ruling coalition. ...Less

RBI's decision to cut repo rate by 50 basis points is expected to improve realty sales volumes and ease t ...More

RBI's decision to cut repo rate by 50 basis points is expected to improve realty sales volumes and ease the pressure a bit for cash-strapped developers. ...Less

Following the RBI's repo rate cut, SBI has reduced its key lending rates by up to 0.50%, effective June 1 ...More

Following the RBI's repo rate cut, SBI has reduced its key lending rates by up to 0.50%, effective June 15, 2025. The External Benchmark Rate (EBR) is lowered to 8.15%. Consequently, SBI home loan interest rates now range from 7.50% to 8.45% based on the borrower's CIBIL score. ...Less

The Reserve Bank of India (RBI) Governor on Wednesday announced that the Monetary Policy Committee voted ...More

The Reserve Bank of India (RBI) Governor on Wednesday announced that the Monetary Policy Committee voted unanimously to hike the benchmark interest rate by 50 bps with immediate effect. The RBI also left its FY23 GDP growth forecast unchanged at 7.2%. ...Less

The Reserve Bank of India’s Monetary Policy Committee or MPC began its three-day meeting on Wednesday, an ...More

The Reserve Bank of India’s Monetary Policy Committee or MPC began its three-day meeting on Wednesday, and will announce the policy decision tomorrow. ...Less

It drew comfort from the easing headline inflation aided by food prices, but the stubbornly high core inf ...More

It drew comfort from the easing headline inflation aided by food prices, but the stubbornly high core inflation – stripping out food and fuel – is keeping the Monetary Policy Committee (MPC) wary of any premature fallout of easing over the likelihood that inflation could remain above the target next fiscal year too. It estimates inflation at 5.3 percent, above the target of 4 percent. ...Less

The RBI maintained its repo rate on October 1, 2025, for the second time, suggesting an end to further FD ...More

The RBI maintained its repo rate on October 1, 2025, for the second time, suggesting an end to further FD rate cuts by banks. Investors should lock in current high rates, consider medium to long-term FDs, or employ laddering strategies to navigate this period of stable rates and maximize returns. ...Less

The new rate hike cycle started on May 04, 2022, when the RBI increased the repo rate by 40 bps. This was ...More

The new rate hike cycle started on May 04, 2022, when the RBI increased the repo rate by 40 bps. This was the first hike in repo rate after almost a gap of 4 years. ...Less

All major banks have increased their external benchmark-based lending rates (EBLRs) by 190 basis points i ...More

All major banks have increased their external benchmark-based lending rates (EBLRs) by 190 basis points in tandem with the hike in the Reserve Bank's policy repo rate since May this year, though they have been slow in raising the deposit rates. The Reserve Bank has hiked the key short-term lending rate (repo) by 190 basis points in four tranches since May to contain inflation. ...Less

Rather than locking into long-duration bonds at current yields, Puneet Pal, Head – Fixed Income at PGIM I ...More

Rather than locking into long-duration bonds at current yields, Puneet Pal, Head – Fixed Income at PGIM India Mutual Fund, believes investors should stay nimble and wait for potentially higher yield levels as the rate cycle evolves. ...Less

The RBI raised its key lending rate for the third time in two months, taking it to its highest in seven y ...More

The RBI raised its key lending rate for the third time in two months, taking it to its highest in seven years to quell price pressures, dampen demand and keep inflation expectations in check. ...Less

While interest rate cuts by the RBI hold the promise of lower EMIs and better debt fund returns, data sho ...More

While interest rate cuts by the RBI hold the promise of lower EMIs and better debt fund returns, data shows that the benchmark bond yield does not always fall in tandem. ...Less

The RBI had hiked its key rate by 0.40 per cent in a surprise move on May 4, and Governor Shaktikanta Das ...More

The RBI had hiked its key rate by 0.40 per cent in a surprise move on May 4, and Governor Shaktikanta Das has already said that the possibility of another hike at the June review is a "no-brainer". At the May 4 review, the RBI had hiked the CRR (Cash Reserve Ratio), or the amount of time deposits banks have to park with RBI, by 0.50 per cent to suck out an additional Rs 87,000 crore from the system. ...Less

The consensus view is that the RBI will leave interest rates unchanged at its Oct. 8 MPC meeting and only ...More

The consensus view is that the RBI will leave interest rates unchanged at its Oct. 8 MPC meeting and only start to unwind its accommodative monetary policy by reducing the gap between the repo and reverse repo rates early next year. ...Less

While the RBI had conducted a five-day variable rate repo auction on March 24, the last time it had carri ...More

While the RBI had conducted a five-day variable rate repo auction on March 24, the last time it had carried out a 14-day variable rate repo auction was on March 10. In a variable rate repo auction, banks borrow funds from the RBI. ...Less

RBI repo rate: The Reserve Bank of India (RBI) announced that it would keep the repo rate unchanged at 6. ...More

RBI repo rate: The Reserve Bank of India (RBI) announced that it would keep the repo rate unchanged at 6.5 per cent for the third time in a row. The decision was reached by the Monetary Policy Committee (MPC) and reflects the need to keep headline inflation within the target of 4 per cent. However, the outlook for fiscal year 2023-2024 in terms of GDP growth remains at 6.5 per cent. ...Less

Due to these rate hikes by the RBI, banks, NBFCs and housing finance companies have been raising their le ...More

Due to these rate hikes by the RBI, banks, NBFCs and housing finance companies have been raising their lending rates correspondingly, which in turn means that your EMI has gone up accordingly and with the recent repo rate hike, it will rise further. ...Less

The principal and interest components of the EMI are designed so that in the early years of your loan, th ...More

The principal and interest components of the EMI are designed so that in the early years of your loan, the interest component will be considerably bigger than the principal component, however in the later half of the loan, the principal component will be much larger. ...Less

Home loan EMI reduction: After a long time, the RBI has relieved the borrowers by cutting the repo rate s ...More

Home loan EMI reduction: After a long time, the RBI has relieved the borrowers by cutting the repo rate successively by 50 basis points. With the repo rate reduced, home loan borrowers have to choose either to reduce their home loan EMI amount or reduce home loan tenure. If you are confused about which option will save you more money, then here is your answer. ...Less

The moderation in the repo rate hike, however, augurs well for the real estate sector as its pace has slo ...More

The moderation in the repo rate hike, however, augurs well for the real estate sector as its pace has slowed down and persistent home ownership sentiment continues to ride high. ...Less

The policy rate increase by the MPC comes as an attempt to curtail the inflationary pressures faced by ci ...More

The policy rate increase by the MPC comes as an attempt to curtail the inflationary pressures faced by citizens on the back of high food and fuel prices following supply disruptions due to Russia’s invasion of Ukraine. The increase also comes after the Indian rupee’s plunge to an all-time low in July that further bumped up imported inflation. ...Less

The Reserve Bank of India cut the repo rate by 25 basis points to 5.25% and raised its GDP growth forecas ...More

The Reserve Bank of India cut the repo rate by 25 basis points to 5.25% and raised its GDP growth forecast to 7.3% for FY26. The central bank also announced significant liquidity measures, including open market purchases of government bonds worth ₹1 lakh crore, signaling a supportive stance for economic growth. ...Less

The decision has come in line with the Reserve Bank of India guidelines of September 4, 2019, Allahabad B ...More

The decision has come in line with the Reserve Bank of India guidelines of September 4, 2019, Allahabad Bank said in a regulatory filing. ...Less

RBI MPC Repo Rate: The Reserve Bank of India’s Monetary Policy Committee (MPC) will announce its policy d ...More

RBI MPC Repo Rate: The Reserve Bank of India’s Monetary Policy Committee (MPC) will announce its policy decisions on December 6, 2024, following a three-day meeting. While no immediate rate cut is expected, concerns over faltering economic growth and high inflation are growing. Analysts predict a policy shift, with potential rate cuts and additional liquidity measures in the future, amid tight liquidity and a weakening rupee. ...Less