RBI Repo Rate: The Reserve Bank of India has maintained its key interest rate at 5.25%. This decision pri ...More

RBI Repo Rate: The Reserve Bank of India has maintained its key interest rate at 5.25%. This decision prioritizes economic growth as inflation remains below the central bank's target. Despite rising oil prices and a weaker rupee, consumer price pressures are contained. Policymakers are monitoring global developments and will assess the impact of higher energy costs before considering further action. ...Less

The RBI has kept the repo rate steady at 5.25 percent. Real estate industry bodies CREDAI and NAREDCO wel ...More

The RBI has kept the repo rate steady at 5.25 percent. Real estate industry bodies CREDAI and NAREDCO welcomed this move on Friday. They believe stable interest rates will support housing demand. This decision offers predictability for developers and homebuyers. It aims to maintain market stability amidst global economic challenges. ...Less

India's central bank, the RBI, confronts a new inflation challenge. Rising oil prices and supply disrupti ...More

India's central bank, the RBI, confronts a new inflation challenge. Rising oil prices and supply disruptions threaten to undo recent progress. Policymakers are now considering a potential rate hike. This comes as the monsoon forecast also raises concerns about food prices. The RBI's focus shifts to managing inflation expectations amidst global uncertainties. ...Less

Despite the RBI keeping the repo rate unchanged, several factors suggest banks may increase fixed deposit ...More

Despite the RBI keeping the repo rate unchanged, several factors suggest banks may increase fixed deposit rates soon. Rising inflation, a high deposit-credit ratio, and attractive small savings schemes are pushing banks to offer better returns to attract investors after a period of low FD rates. ...Less

The RBI's Monetary Policy Committee (MPC) began its three-day meeting on Wednesday, with most economists ...More

The RBI's Monetary Policy Committee (MPC) began its three-day meeting on Wednesday, with most economists expecting the central bank to keep the repo rate unchanged at 5.25% when it announces its decision on June 5. ...Less

With retail inflation easing to 3.48% in April and remaining below the RBI's 4% target, industry stakehol ...More

With retail inflation easing to 3.48% in April and remaining below the RBI's 4% target, industry stakeholders see little immediate pressure on interest rates, creating a favourable backdrop for the housing market. ...Less

The RBI is widely expected to keep the repo rate unchanged at 5.25% in the June 5 MPC meeting despite con ...More

The RBI is widely expected to keep the repo rate unchanged at 5.25% in the June 5 MPC meeting despite concerns over rising fuel prices, a weaker rupee and geopolitical tensions. Experts believe FD rates are unlikely to rise soon as liquidity conditions, credit growth and deposit growth have stabilised. Most analysts see little chance of an immediate repo rate hike, suggesting FD investors may have to wait longer for any meaningful increase in fixed deposit interest rates. ...Less

The Reserve Bank of India has maintained the repo rate at 5.25%. This decision comes as policymakers asse ...More

The Reserve Bank of India has maintained the repo rate at 5.25%. This decision comes as policymakers assess the effects of higher energy prices and supply chain issues. The ongoing West Asia conflict is a key factor. Home loans and business borrowing costs are expected to remain stable. Savers will likely see fixed deposit rates stay near current levels. ...Less

The RBI’s decision to keep the repo rate unchanged at 5.25% has provided relief to home loan borrowers, b ...More

The RBI’s decision to keep the repo rate unchanged at 5.25% has provided relief to home loan borrowers, but rising inflation could trigger future rate hikes and costlier EMIs. Borrowers can reduce interest burden through strategies such as home loan prepayments, paying an extra EMI annually, or refinancing at lower rates. These methods can save lakhs in interest and significantly shorten loan tenure. ...Less

HDFC Bank has increased its Marginal Cost of Funds-based Lending Rates (MCLR) by up to 10 basis points, e ...More

HDFC Bank has increased its Marginal Cost of Funds-based Lending Rates (MCLR) by up to 10 basis points, effective June 8, 2026. The revised rates now range from 8.05% to 8.65% across various loan tenures. This adjustment follows the Reserve Bank of India's decision to maintain the repo rate at 5.25%. ...Less

India has unveiled significant measures to attract foreign investment, including tax exemptions on govern ...More

India has unveiled significant measures to attract foreign investment, including tax exemptions on government securities and increased investment limits for overseas investors in equities. These moves aim to bolster market liquidity and stabilize the rupee amidst global volatility. However, the RBI's cautious stance on inflation suggests potential headwinds for rate-sensitive sectors. ...Less

RBI MPC Meeting 2026 Crude Oil Price Impact on Inflation: India's headline inflation may rise by 36 basis ...More

RBI MPC Meeting 2026 Crude Oil Price Impact on Inflation: India's headline inflation may rise by 36 basis points due to higher petrol and diesel prices. The Reserve Bank of India warns that elevated energy costs and supply disruptions will impact economic activity. Global factors are also contributing to broader inflationary pressures. The central bank has maintained its key repo rate and policy stance. ...Less

A majority of economists polled by ET predict the Reserve Bank of India will hold its policy rate steady ...More

A majority of economists polled by ET predict the Reserve Bank of India will hold its policy rate steady at the upcoming June meeting. This decision comes amid concerns over geopolitical tensions and adverse weather forecasts, which threaten economic growth and could fuel inflation. ...Less

RBI MPC Meeting June 2026: The Reserve Bank of India's Monetary Policy Committee begins a crucial three-d ...More

RBI MPC Meeting June 2026: The Reserve Bank of India's Monetary Policy Committee begins a crucial three-day meeting, with a policy announcement expected on June 5. Markets are closely watching for signals on interest rates amid rising crude oil prices and rupee pressure, though inflation remains contained. Economists largely anticipate the repo rate to remain unchanged at 5.25%. ...Less

Indian banks will see a slight dip in their return on assets this fiscal. This is due to lower treasury i ...More

Indian banks will see a slight dip in their return on assets this fiscal. This is due to lower treasury income and early provisions for a new accounting rule. Despite this, profitability will remain strong, well above historical averages. Net interest margins are expected to stay stable. Credit growth will continue to be healthy. ...Less

India is well-positioned to handle retail inflation, according to ASSOCHAM. The industry lobby recommends ...More

India is well-positioned to handle retail inflation, according to ASSOCHAM. The industry lobby recommends the Reserve Bank of India maintain the current repo rate. Support measures for export-oriented and energy-intensive MSMEs are also advised. India's inflation performance is noted as better than the US. The central bank's recent liquidity injection is appreciated. ...Less

Concerns are rising over India's economic outlook due to surging crude oil prices and inflation. Experts ...More

Concerns are rising over India's economic outlook due to surging crude oil prices and inflation. Experts suggest the Reserve Bank of India might increase interest rates in the coming quarters. Global uncertainties and geopolitical tensions are adding pressure. While some anticipate a cautious pause, persistent inflation risks could lead to policy tightening. ...Less

India requires Rs 80 lakh crore for urban infrastructure by 2037. Cities will contribute significantly to ...More

India requires Rs 80 lakh crore for urban infrastructure by 2037. Cities will contribute significantly to the nation's GDP. A new Rs 1 lakh crore fund will encourage market-based funding for urban projects. Local bodies must raise funds through bonds or loans. This will improve financial discipline and city creditworthiness. Smaller towns can benefit from a credit guarantee scheme. ...Less

Inflation's rise impacts living costs, prompting the RBI to manage it via the repo rate. Changes in this ...More

Inflation's rise impacts living costs, prompting the RBI to manage it via the repo rate. Changes in this rate directly affect personal loan interest, with unsecured loans responding faster. Understanding these dynamics and borrower profiles helps in preparing for loan applications and securing favorable terms. ...Less

RBI Repo Rate: The Reserve Bank of India kept the repo rate unchanged at 5.25% in its first policy decisi ...More

RBI Repo Rate: The Reserve Bank of India kept the repo rate unchanged at 5.25% in its first policy decision since the Iran war, as it balances a weakening rupee with the need to support growth. The pause was widely expected after earlier rate cuts, but rising global uncertainty has complicated the outlook. ...Less

The Reserve Bank of India maintained its key policy rate at 5.25% due to ongoing West Asia tensions, warn ...More

The Reserve Bank of India maintained its key policy rate at 5.25% due to ongoing West Asia tensions, warning of supply chain disruptions impacting inflation and growth. Projections for GDP and inflation remain within targets, though geopolitical uncertainty poses downside risks. Markets reacted positively to the news. ...Less

The Reserve Bank of India kept the repo rate unchanged at 5.25% with a neutral stance, as its policy pane ...More

The Reserve Bank of India kept the repo rate unchanged at 5.25% with a neutral stance, as its policy panel voted unanimously in its first decision after the Middle East crisis began. The move reflects a wait-and-watch approach amid rising geopolitical tensions, a weakening rupee, and uncertainty over inflation and growth. ...Less

The Reserve Bank of India has kept the repo rate steady at 5.25%. Home loan borrowers may see temporary r ...More

The Reserve Bank of India has kept the repo rate steady at 5.25%. Home loan borrowers may see temporary relief. However, rising inflation, driven by global events, suggests a potential repo rate increase in upcoming meetings. This could lead to higher home loan interest rates. Strategies like prepayment and refinancing can help manage future loan costs. ...Less

Rising inflation may not force the RBI to increase the repo rate this time around, but in later MPC meeti ...More

Rising inflation may not force the RBI to increase the repo rate this time around, but in later MPC meetings, the likelihood of higher repo rate is much higher. Once the central bank increases the repo rate, banks and SFBs may also follow in footsteps by offering higher FD rates. ...Less

The Reserve Bank of India flagged five key risks to the Indian economy, warning that ongoing global confl ...More

The Reserve Bank of India flagged five key risks to the Indian economy, warning that ongoing global conflict and uncertainty could impact inflation, growth, and financial conditions.It said higher crude oil prices may push up imported inflation and widen the current account deficit, while disruptions in energy and commodity markets could hurt output across sectors. ...Less

Highest FD rates: The Reserve Bank of India has kept the repo rate steady at 5.25%. Experts suggest fixed ...More

Highest FD rates: The Reserve Bank of India has kept the repo rate steady at 5.25%. Experts suggest fixed deposit rates may not increase immediately. However, future rate hikes are possible due to various economic indicators. The article highlights the highest FD interest rates across public, private, and small finance banks for 1, 3, and 5-year tenures as of April 8, 2026. ...Less

Retaining repo rates in succession was a relief for many FD investors who have been depositing for low ma ...More

Retaining repo rates in succession was a relief for many FD investors who have been depositing for low maturity amounts for some time after many banks and small finance banks cut deposit rates following the RBI’s 125 bps repo rate cut last year (2025). However, traditional banks and small finance banks are less likely to increase FD rates in the near future, but the possibility of a rate is quite a possibility given many indicators suggesting so. ...Less

After three days of the Monetary Policy Committee meeting, the Reserve Bank of India announced a hike of ...More

After three days of the Monetary Policy Committee meeting, the Reserve Bank of India announced a hike of 50 basis points in the key policy rates today. However, as per the experts, the central bank is likely to hike the repo rate in the coming months as well. Read on to know more about it. ...Less

The interest rates on Federal Bank's savings accounts are linked to the RBI’s repo rate. At present, the ...More

The interest rates on Federal Bank's savings accounts are linked to the RBI’s repo rate. At present, the RBI repo rate is 6.25%. ...Less

RBI holds rates: Best strategy for FD investors is this ...More

RBI holds rates: Best strategy for FD investors is this ...Less

The impact on your home loan EMI will largely depend upon the remaining tenure of the loan. Higher the re ...More

The impact on your home loan EMI will largely depend upon the remaining tenure of the loan. Higher the remaining tenure, higher would be the percentage increase in your EMI due to the cumulative rate hike of 2.25% since May this year. If the balance tenure of the loan is small then the impact would be lesser. ...Less

The Reserve Bank of India's floating rate bond will continue to offer 8.05 percent interest. This comes a ...More

The Reserve Bank of India's floating rate bond will continue to offer 8.05 percent interest. This comes as the Finance Ministry decided to keep the National Savings Certificate rate unchanged at 7.7 percent for the first quarter of the fiscal year 2026-27. This bond offers a sovereign guarantee and a 7-year maturity, making it a secure investment. ...Less

This is the first time since May 2022 the central bank has not tweaked interest rates. The RBI has raised ...More

This is the first time since May 2022 the central bank has not tweaked interest rates. The RBI has raised interest rates by a cumulative 250 basis points since May in its year-long battle against inflation. ...Less

The Reserve Bank of India (RBI) has significantly eased monetary policy by reducing the Cash Reserve Rati ...More

The Reserve Bank of India (RBI) has significantly eased monetary policy by reducing the Cash Reserve Ratio (CRR) by 100 basis points to 3% and the repo rate by 50 basis points to 5.5%. These coordinated measures are set to inject over ₹2. ...Less

Federal Bank’s savings account interest rates are linked to the repo rates. RBI’s current repo rate is 6. ...More

Federal Bank’s savings account interest rates are linked to the repo rates. RBI’s current repo rate is 6.25%. ...Less

The MPC also decided to remain focused on withdrawal of accommodation to ensure that inflation remains wi ...More

The MPC also decided to remain focused on withdrawal of accommodation to ensure that inflation remains within the target going forward, while supporting growth. ...Less

Federal Bank has revised the interest rate on savings accounts beginning October 1, 2022. Savings account ...More

Federal Bank has revised the interest rate on savings accounts beginning October 1, 2022. Savings account interest rates are linked to Federal Bank repo rates. ...Less

Federal Bank has revised savings account interest rates with effect from February 9, 2023. Federal Bank’s ...More

Federal Bank has revised savings account interest rates with effect from February 9, 2023. Federal Bank’s savings account interest rates are linked to the repo rates. RBI’s current repo rate is 6.50%. ...Less

The Reserve Bank of India maintained the repo rate at 5.5% on October 1, 2025, for the second consecutive ...More

The Reserve Bank of India maintained the repo rate at 5.5% on October 1, 2025, for the second consecutive meeting, following earlier rate cuts this year. This pause, amidst stable small savings rates and slightly rising inflation, suggests banks may find it challenging to further reduce floating home loan rates. Borrowers with EBLR-linked loans will experience faster rate adjustments. ...Less

The decision of RBI Governor Shaktikanta Das-headed six-member MPC will be announced on Wednesday at 10 a ...More

The decision of RBI Governor Shaktikanta Das-headed six-member MPC will be announced on Wednesday at 10 am. The prediction of a smaller rate hike can be attributed to softening of retail inflation and the US Federal Reserve moderating the pace of increase in its benchmark interest rate. ...Less

The decision to keep the key policy rates by unchanged by the Reserve Bank of India was expected by many ...More

The decision to keep the key policy rates by unchanged by the Reserve Bank of India was expected by many market participants. Here's what home loan borrowers and fixed deposit investors can do now. ...Less

The Finance Ministry is set to announce quarterly interest rates for small savings schemes on March 30, 2 ...More

The Finance Ministry is set to announce quarterly interest rates for small savings schemes on March 30, 2026. Despite rising inflation, rates have remained unchanged since December 2024, prompting speculation about potential adjustments. Factors like G-Sec yields, inflation, and RBI's monetary policy influence these decisions. ...Less

Federal Bank’s savings account interest rates are linked to the repo rates. RBI’s current repo rate is 6. ...More

Federal Bank’s savings account interest rates are linked to the repo rates. RBI’s current repo rate is 6.50%. Federal Bank has revised savings account and fixed deposit interest rates with effect from May 17, 2023. ...Less

With further possibilities in key policy rate hikes, here is what is likely to happen to FD interest rate ...More

With further possibilities in key policy rate hikes, here is what is likely to happen to FD interest rates now and what depositors should do. Further, we also tell you what loan borrowers should also expect. ...Less

The political arena with the DMK, a key ally of the UPA government, announcing conditional departure from ...More

The political arena with the DMK, a key ally of the UPA government, announcing conditional departure from the ruling coalition. ...Less

RBI's monetary policy committee (MPC), led by Governor Shaktikanta Das, on Thursday announced a 25 basis ...More

RBI's monetary policy committee (MPC), led by Governor Shaktikanta Das, on Thursday announced a 25 basis points. ...Less

RBI's decision to cut repo rate by 50 basis points is expected to improve realty sales volumes and ease t ...More

RBI's decision to cut repo rate by 50 basis points is expected to improve realty sales volumes and ease the pressure a bit for cash-strapped developers. ...Less

In the wake of the Andhra Pradesh micro finance crisis in 2010, a Sub-Committee of the Central Board of t ...More

In the wake of the Andhra Pradesh micro finance crisis in 2010, a Sub-Committee of the Central Board of the Reserve Bank was constituted to study issues in the MFI sector. ...Less

A rate hike is always considered negative for the markets– for both the stock and debt markets–as it rais ...More

A rate hike is always considered negative for the markets– for both the stock and debt markets–as it raises interest rates, borrowing costs of companies and it may also hurt growth. ...Less

The RBI maintained its repo rate on October 1, 2025, for the second time, suggesting an end to further FD ...More

The RBI maintained its repo rate on October 1, 2025, for the second time, suggesting an end to further FD rate cuts by banks. Investors should lock in current high rates, consider medium to long-term FDs, or employ laddering strategies to navigate this period of stable rates and maximize returns. ...Less

The Reserve Bank of India’s Monetary Policy Committee or MPC began its three-day meeting on Wednesday, an ...More

The Reserve Bank of India’s Monetary Policy Committee or MPC began its three-day meeting on Wednesday, and will announce the policy decision tomorrow. ...Less

The Reserve Bank of India (RBI) Governor on Wednesday announced that the Monetary Policy Committee voted ...More

The Reserve Bank of India (RBI) Governor on Wednesday announced that the Monetary Policy Committee voted unanimously to hike the benchmark interest rate by 50 bps with immediate effect. The RBI also left its FY23 GDP growth forecast unchanged at 7.2%. ...Less

It drew comfort from the easing headline inflation aided by food prices, but the stubbornly high core inf ...More

It drew comfort from the easing headline inflation aided by food prices, but the stubbornly high core inflation – stripping out food and fuel – is keeping the Monetary Policy Committee (MPC) wary of any premature fallout of easing over the likelihood that inflation could remain above the target next fiscal year too. It estimates inflation at 5.3 percent, above the target of 4 percent. ...Less

Following the RBI's repo rate cut, SBI has reduced its key lending rates by up to 0.50%, effective June 1 ...More

Following the RBI's repo rate cut, SBI has reduced its key lending rates by up to 0.50%, effective June 15, 2025. The External Benchmark Rate (EBR) is lowered to 8.15%. Consequently, SBI home loan interest rates now range from 7.50% to 8.45% based on the borrower's CIBIL score. ...Less

All major banks have increased their external benchmark-based lending rates (EBLRs) by 190 basis points i ...More

All major banks have increased their external benchmark-based lending rates (EBLRs) by 190 basis points in tandem with the hike in the Reserve Bank's policy repo rate since May this year, though they have been slow in raising the deposit rates. The Reserve Bank has hiked the key short-term lending rate (repo) by 190 basis points in four tranches since May to contain inflation. ...Less

The new rate hike cycle started on May 04, 2022, when the RBI increased the repo rate by 40 bps. This was ...More

The new rate hike cycle started on May 04, 2022, when the RBI increased the repo rate by 40 bps. This was the first hike in repo rate after almost a gap of 4 years. ...Less

The RBI raised its key lending rate for the third time in two months, taking it to its highest in seven y ...More

The RBI raised its key lending rate for the third time in two months, taking it to its highest in seven years to quell price pressures, dampen demand and keep inflation expectations in check. ...Less

New rupee loan spreads widened year-on-year to 3.01% in January as banks maintained firm borrowing costs ...More

New rupee loan spreads widened year-on-year to 3.01% in January as banks maintained firm borrowing costs to protect margins despite central bank rate cuts. Outstanding loan spreads narrowed due to faster asset-side adjustments and a shift towards lower-yielding segments. Transmission of rate cuts remains uneven, impacting bank margins. ...Less

RBI repo rate: The Reserve Bank of India (RBI) announced that it would keep the repo rate unchanged at 6. ...More

RBI repo rate: The Reserve Bank of India (RBI) announced that it would keep the repo rate unchanged at 6.5 per cent for the third time in a row. The decision was reached by the Monetary Policy Committee (MPC) and reflects the need to keep headline inflation within the target of 4 per cent. However, the outlook for fiscal year 2023-2024 in terms of GDP growth remains at 6.5 per cent. ...Less

The RBI had hiked its key rate by 0.40 per cent in a surprise move on May 4, and Governor Shaktikanta Das ...More

The RBI had hiked its key rate by 0.40 per cent in a surprise move on May 4, and Governor Shaktikanta Das has already said that the possibility of another hike at the June review is a "no-brainer". At the May 4 review, the RBI had hiked the CRR (Cash Reserve Ratio), or the amount of time deposits banks have to park with RBI, by 0.50 per cent to suck out an additional Rs 87,000 crore from the system. ...Less

While interest rate cuts by the RBI hold the promise of lower EMIs and better debt fund returns, data sho ...More

While interest rate cuts by the RBI hold the promise of lower EMIs and better debt fund returns, data shows that the benchmark bond yield does not always fall in tandem. ...Less

While the RBI had conducted a five-day variable rate repo auction on March 24, the last time it had carri ...More

While the RBI had conducted a five-day variable rate repo auction on March 24, the last time it had carried out a 14-day variable rate repo auction was on March 10. In a variable rate repo auction, banks borrow funds from the RBI. ...Less

The consensus view is that the RBI will leave interest rates unchanged at its Oct. 8 MPC meeting and only ...More

The consensus view is that the RBI will leave interest rates unchanged at its Oct. 8 MPC meeting and only start to unwind its accommodative monetary policy by reducing the gap between the repo and reverse repo rates early next year. ...Less

The RBI's decision to hold the repo rate steady despite low core inflation is debated. Headline inflation ...More

The RBI's decision to hold the repo rate steady despite low core inflation is debated. Headline inflation, driven by food prices, remains the target. However, revising the CPI basket and its weights, potentially reducing the emphasis on food, is considered. E-commerce's impact on pricing adds complexity to this recalibration. ...Less

The cost of construction, which has already gone up since the last few months owing to the Russia-Ukraine ...More

The cost of construction, which has already gone up since the last few months owing to the Russia-Ukraine war and now the financing cost for both homebuyers and developers is expected to impact the residential real estate sector, experts and industry observers said. ...Less

From January to November 2022, the RBI hiked the repo rate by 1.90%, whereas the weighted FD rate has bee ...More

From January to November 2022, the RBI hiked the repo rate by 1.90%, whereas the weighted FD rate has been hiked by only 0.59%. This shows that only 31% of the 1.90% has been transmitted to the FD investor. ...Less

Due to these rate hikes by the RBI, banks, NBFCs and housing finance companies have been raising their le ...More

Due to these rate hikes by the RBI, banks, NBFCs and housing finance companies have been raising their lending rates correspondingly, which in turn means that your EMI has gone up accordingly and with the recent repo rate hike, it will rise further. ...Less

Home loan EMI reduction: After a long time, the RBI has relieved the borrowers by cutting the repo rate s ...More

Home loan EMI reduction: After a long time, the RBI has relieved the borrowers by cutting the repo rate successively by 50 basis points. With the repo rate reduced, home loan borrowers have to choose either to reduce their home loan EMI amount or reduce home loan tenure. If you are confused about which option will save you more money, then here is your answer. ...Less

The principal and interest components of the EMI are designed so that in the early years of your loan, th ...More

The principal and interest components of the EMI are designed so that in the early years of your loan, the interest component will be considerably bigger than the principal component, however in the later half of the loan, the principal component will be much larger. ...Less

The Reserve Bank of India cut the repo rate by 25 basis points to 5.25% and raised its GDP growth forecas ...More

The Reserve Bank of India cut the repo rate by 25 basis points to 5.25% and raised its GDP growth forecast to 7.3% for FY26. The central bank also announced significant liquidity measures, including open market purchases of government bonds worth ₹1 lakh crore, signaling a supportive stance for economic growth. ...Less

The policy rate increase by the MPC comes as an attempt to curtail the inflationary pressures faced by ci ...More

The policy rate increase by the MPC comes as an attempt to curtail the inflationary pressures faced by citizens on the back of high food and fuel prices following supply disruptions due to Russia’s invasion of Ukraine. The increase also comes after the Indian rupee’s plunge to an all-time low in July that further bumped up imported inflation. ...Less

The moderation in the repo rate hike, however, augurs well for the real estate sector as its pace has slo ...More

The moderation in the repo rate hike, however, augurs well for the real estate sector as its pace has slowed down and persistent home ownership sentiment continues to ride high. ...Less

The decision has come in line with the Reserve Bank of India guidelines of September 4, 2019, Allahabad B ...More

The decision has come in line with the Reserve Bank of India guidelines of September 4, 2019, Allahabad Bank said in a regulatory filing. ...Less

RBI MPC Repo Rate: The Reserve Bank of India’s Monetary Policy Committee (MPC) will announce its policy d ...More

RBI MPC Repo Rate: The Reserve Bank of India’s Monetary Policy Committee (MPC) will announce its policy decisions on December 6, 2024, following a three-day meeting. While no immediate rate cut is expected, concerns over faltering economic growth and high inflation are growing. Analysts predict a policy shift, with potential rate cuts and additional liquidity measures in the future, amid tight liquidity and a weakening rupee. ...Less

RBI MPC member Saugata Bhattacharya says a rate hike is “negligible” despite inflation risks from crude, ...More

RBI MPC member Saugata Bhattacharya says a rate hike is “negligible” despite inflation risks from crude, metals and weather. He sees no economic overheating, notes improving credit growth and steady consumption, and expects inflation to near 4%. He adds new GDP and CPI series will better reflect India’s economy. ...Less

A status-quo policy is not a great news for debt mutual fund investors, as debt funds gain the most when ...More

A status-quo policy is not a great news for debt mutual fund investors, as debt funds gain the most when the rates go down. ...Less

According to Sinha, the RBI should have ideally cut down the key policy rate by 50 basis points instead o ...More

According to Sinha, the RBI should have ideally cut down the key policy rate by 50 basis points instead of that announced today. ...Less

Prioritising inflation over growth, the RBI hiked repo rate, the rate at which the RBI lends short-term f ...More

Prioritising inflation over growth, the RBI hiked repo rate, the rate at which the RBI lends short-term funds to banks, to 5.40 per cent from 4.90 per cent earlier. Analysts said the market was largely expecting 35-50 basis points rate hike. With this, the RBI has effectively raised rates by 180 basis points since April. ...Less

In the run-up to the meeting, bond markets were closely watching whether or not the RBI would bring one m ...More

In the run-up to the meeting, bond markets were closely watching whether or not the RBI would bring one more bout of of the G-Sec acquisition programme, India's own version of quantitative easing, in Q3 to keep yiends in check. So far in Q1, the central bank has purchased Rs 60,000 crore worth of bonds out of its Rs 1,00,000 crore target. ...Less

In response to the RBI action, many banks, including Bank of Baroda, Bank of India, and Indian Overseas B ...More

In response to the RBI action, many banks, including Bank of Baroda, Bank of India, and Indian Overseas Bank, increased their lending interest rates. ...Less

Momentum in the rupee is expected to remain slightly negative. ...More

Momentum in the rupee is expected to remain slightly negative. ...Less

The RBI said it will conduct a 14-day VRRR auction worth ₹2 lakh crore on June 2 from 10:30-11:00 am IST. ...More

The RBI said it will conduct a 14-day VRRR auction worth ₹2 lakh crore on June 2 from 10:30-11:00 am IST. The date of reversal of the VRRR is June 16. ...Less

The second wave of pandemic badly affected the trade and business especially MSMEs and hence they need co ...More

The second wave of pandemic badly affected the trade and business especially MSMEs and hence they need continued monetary support. ...Less

The Reserve Bank of India, being part of a global central bank chorus to rein in inflation, is certain to ...More

The Reserve Bank of India, being part of a global central bank chorus to rein in inflation, is certain to raise the policy interest rate this week, according to an ET poll. But the amount of increase is uncertain because it factors in moving parts like crude oil, government action on taxes and the impact of monsoon on food-grain output to predict future prices. ...Less

RBI tweaked its policy stance to 'calibrated tightening' from 'neutral'. ...More

RBI tweaked its policy stance to 'calibrated tightening' from 'neutral'. ...Less

RBI will issue a circular to this effect by mid-February. ...More

RBI will issue a circular to this effect by mid-February. ...Less

Interest rate on fixed deposits have risen significantly however they are yet to match the rise in RBI re ...More

Interest rate on fixed deposits have risen significantly however they are yet to match the rise in RBI repo rate hike of 2.5% seen since May 2022. May depositors were hoping that rate will rise further but hardly any bank has raised the rates significantly in last 1-2 months. However, tight liquidity in banking system and uncertainty about inflation movement may make a case for a higher rate on FDs. However, it may not be long lived and overall interest rate on FDs are likely to fall in coming months. What should depositors do? ...Less

Following weak US jobs data, the likelihood of an RBI repo rate cut has grown, fueled by anticipation of ...More

Following weak US jobs data, the likelihood of an RBI repo rate cut has grown, fueled by anticipation of a potential Fed rate cut in September. Despite some traders leaning towards a rate cut, the RBI's Monetary Policy Committee is expected to maintain a pause with a neutral stance. ...Less

The Reserve Bank of India maintained the repo rate at 6.5% amid ongoing strong housing market growth, wit ...More

The Reserve Bank of India maintained the repo rate at 6.5% amid ongoing strong housing market growth, with experts predicting continued demand despite missed opportunities for rate cuts. Developers emphasize the sector's resilience and potential compounding impact on India's GDP during the festive season. ...Less

The central bank’s decision to relax housing loan norms of cooperative banks by increasing the limit for ...More

The central bank’s decision to relax housing loan norms of cooperative banks by increasing the limit for individual housing loans by 100% is expected to support the real estate sector in tier 2 and 3 cities and towns with a multiplier effect on the economy. These limits were last revised for urban co-operative banks (UCB) in 2011 and for rural co-operative banks (RCBs) in 2009. ...Less

With the introduction of these products, the bank is passing on the benefit of lower interest rate in the ...More

With the introduction of these products, the bank is passing on the benefit of lower interest rate in the range of 5-150 bps from the existing rate of interest under MCLR. ...Less

As things stand today, the interest rate appears to either remain stagnant or there exists a remote possi ...More

As things stand today, the interest rate appears to either remain stagnant or there exists a remote possibility for them to move up in the near term. ...Less

Factors like high commodity prices, trade finance challenges, supply chain issues, and monetary policy ti ...More

Factors like high commodity prices, trade finance challenges, supply chain issues, and monetary policy tightening have slowed down global economic growth and trade. This has resulted in subdued demand from key export markets for Indian engineering goods. ...Less

A reliable signal for long term interest rate is the 10-year G-sec yield, which registered a peak of 7.47 ...More

A reliable signal for long term interest rate is the 10-year G-sec yield, which registered a peak of 7.475% recently on July 11, 2022. ...Less

With a lower repo rate, the banks' cost of funds takes a tumble. In turn, the banks also cut the deposit ...More

With a lower repo rate, the banks' cost of funds takes a tumble. In turn, the banks also cut the deposit rate if liquidity is comfortable. ...Less

Reserve Bank of India's decision to maintain the repo rate at 6.5% for the third quarter in a row is expe ...More

Reserve Bank of India's decision to maintain the repo rate at 6.5% for the third quarter in a row is expected to provide support for the housing property market during the upcoming festive season. The stance of the central bank has been welcomed by real estate developers, who have suggested that a rate cut would further help in demand creation ...Less

The RBI maintained the repo rate at 6.5% for the 10th consecutive policy review but shifted the monetary ...More

The RBI maintained the repo rate at 6.5% for the 10th consecutive policy review but shifted the monetary policy stance to 'neutral' from 'withdrawal of accommodation'. This allows flexibility in future rate decisions as inflation remains within the target range. CPI inflation forecasts remain at 4.5%, with GDP growth at 7.2% for FY25. ...Less

It said inflation trajectory is expected to remain significantly benign. The December inflation numbers m ...More

It said inflation trajectory is expected to remain significantly benign. The December inflation numbers may witness a reading closer to 3.2-3.3 per cent. ...Less

The central bank so far delivered 135 basis points of easing in five moves this year. ...More

The central bank so far delivered 135 basis points of easing in five moves this year. ...Less