RBI MPC Meeting October 2026: RBI officials are holding a three-day Monetary Policy Committee meeting ami ...More

RBI MPC Meeting October 2026: RBI officials are holding a three-day Monetary Policy Committee meeting amid inflationary pressures and rising crude oil prices. The repo rate has remained unchanged at 5.25 per cent for consecutive meetings after a series of cuts. Experts anticipate a 25-basis-point hike, potentially reaching 5.75 to 6 per cent in upcoming meetings. The Governor is set to deliver live MPC speech at 10 am. ...Less

RBI GDP Growth 2026: The Reserve Bank of India has updated its growth forecast for fiscal year 2026-27 to ...More

RBI GDP Growth 2026: The Reserve Bank of India has updated its growth forecast for fiscal year 2026-27 to 7.1%. This adjustment comes after stronger-than-expected economic performance, including 7.8% growth in the June quarter. The RBI has also raised the policy repo rate to 5.5% while changing its policy stance to calibrated tightening. While domestic consumption remains resilient, global challenges and inflation concerns persist. ...Less

RBI rate hike in October monetary policy marks a sharp shift to calibrated tightening, raising the repo r ...More

RBI rate hike in October monetary policy marks a sharp shift to calibrated tightening, raising the repo rate to 5.5%. RBI Governor Sanjay Malhotra is prioritising inflation risks as crude oil, food prices and inflation expectations rise. Strong FY27 GDP growth at 7.1%, rapid credit growth and tighter liquidity give RBI room to act before supply shocks spread across markets. ...Less

Repo Rate Hike: The RBI raised the repo rate by 25 basis points to 5.50%, its first hike in nearly four y ...More

Repo Rate Hike: The RBI raised the repo rate by 25 basis points to 5.50%, its first hike in nearly four years, as rising oil prices, a weak monsoon and a weaker rupee threaten to push inflation higher. The move was widely expected by economists. ...Less

The Reserve Bank of India has opened a special facility for three state-run oil marketing companies. This ...More

The Reserve Bank of India has opened a special facility for three state-run oil marketing companies. This facility is designed to meet their full daily dollar requirements. The arrangement will continue until further notice based on the market conditions. Indian Oil Corporation, Hindustan Petroleum Corporation, and Bharat Petroleum Corporation are the companies benefiting from this initiative. The RBI is providing US dollars through designated banks to ensure smooth operations. ...Less

RBI Inflation 2026-27 Forecast: The Reserve Bank of India has updated its inflation forecast for FY27 to ...More

RBI Inflation 2026-27 Forecast: The Reserve Bank of India has updated its inflation forecast for FY27 to 5.2% from 5.0% previously. This revision comes as retail inflation exceeds the RBI's target for three consecutive months. The rise in crude oil prices and food costs is a significant contributing factor. Additionally, a weaker rupee adds to imported commodity expenses and inflationary pressures. El Niño is also expected to impact food supply, further influencing inflation. ...Less

RBI Repo Rate: The Reserve Bank of India increased the repo rate by 25 basis points to 5.50% after recent ...More

RBI Repo Rate: The Reserve Bank of India increased the repo rate by 25 basis points to 5.50% after recent inflation concerns. Economic growth has exceeded expectations, prompting the central bank to adjust its monetary policy. Inflation risks are rising due to higher crude prices and weaker agricultural output affecting projections. Global interest rate changes and narrowing differentials also pressure capital flows and emerging markets. ...Less

RBI’s 25-bps repo rate hike to 5.50% was largely expected, but its shift to ‘calibrated tightening’ surpr ...More

RBI’s 25-bps repo rate hike to 5.50% was largely expected, but its shift to ‘calibrated tightening’ surprised markets and signals that near-term rate cuts are unlikely. Analysts expect selective pressure on rate-sensitive sectors, while banks with stronger balance sheets may remain relatively better placed amid rising inflation and crude prices. ...Less

In a proactive move to tackle soaring inflation, the RBI has raised the interest rates by 25 basis points ...More

In a proactive move to tackle soaring inflation, the RBI has raised the interest rates by 25 basis points to 5.5%. Despite facing obstacles like fluctuating energy prices, India's economy is projected to show resilience. The central bank's strategy is now one of calibrated tightening, allowing adjustments based on fresh economic insights. ...Less

Reserve Bank of India governor Sanjay Malhotra has indicated that regulations on revolving credit by non- ...More

Reserve Bank of India governor Sanjay Malhotra has indicated that regulations on revolving credit by non-banking finance companies are under review. The RBI issued draft norms limiting NBFCs to term loans without revolving credit options. Malhotra said that systemic risks linked to these changes will be thoroughly evaluated before reaching a decision. ...Less

RBI Monetary Policy 2026 Takeaways: The Reserve Bank of India raised the repo rate by 25 basis points to ...More

RBI Monetary Policy 2026 Takeaways: The Reserve Bank of India raised the repo rate by 25 basis points to 5.50%, the first increase since February 2023. The GDP growth forecast for FY27 was raised from 6.7% to 7.1%, highlighting resilient economic activity. Meanwhile, CPI inflation projection was revised up to 5.2% due to rising food and fuel prices. The Monetary Policy Committee shifted its stance to calibrated tightening, emphasizing inflation containment. ...Less

The RBI announced measures to enhance customer convenience, including allowing SEBI-registered depositori ...More

The RBI announced measures to enhance customer convenience, including allowing SEBI-registered depositories to include bank deposit details in consolidated account statements (CAS) and enabling interoperability among NBFC-Account Aggregators. Both measures will be operational by December 31, 2026. The central bank also announced a Technical Consultative Committee for Financial Markets to strengthen engagement with market participants and stakeholders. ...Less

The rupee neared its record low after the RBI raised the repo rate to 5.50%. Governor Sanjay Malhotra sai ...More

The rupee neared its record low after the RBI raised the repo rate to 5.50%. Governor Sanjay Malhotra said the currency may be undervalued, while analysts viewed the hawkish stance and higher inflation outlook as supportive of the rupee. ...Less

The Reserve Bank of India has raised the policy repo rate by 25 basis points to 5.50%. This increase is t ...More

The Reserve Bank of India has raised the policy repo rate by 25 basis points to 5.50%. This increase is the first since February 2023 amid economic uncertainties both domestically and globally. Geopolitical developments have contributed to instability in global markets, affecting economic activity. Despite these challenges, the RBI noted that the Indian economy remains strong with broad-based momentum. ...Less

On Wednesday, after the Reserve Bank of India's policy meeting, dollar-rupee forward premiums soared, mar ...More

On Wednesday, after the Reserve Bank of India's policy meeting, dollar-rupee forward premiums soared, marking the highest implied 1-year dollar/rupee forward premium seen in six months. With traders expecting more foreign exchange swaps as part of the RBI's liquidity management strategy, the spot USD/INR increased by 0.28%, edging closer to its historical peak. These shifts reveal the profound impact of the RBI's actions on the market. ...Less

The RBI has tightened rules for rupee-linked foreign exchange derivatives, restricting the rebooking of c ...More

The RBI has tightened rules for rupee-linked foreign exchange derivatives, restricting the rebooking of cancelled contracts and cutting the threshold for transactions without establishing underlying exposure to $5 million from $100 million. It has also mandated additional checks for hedging activities and introduced a 20% cash reserve requirement for certain transactions. ...Less

The Reserve Bank of India is expected to announce a 25-basis point rate hike in its upcoming meeting. Ana ...More

The Reserve Bank of India is expected to announce a 25-basis point rate hike in its upcoming meeting. Analysts assert that this rate hike has already been largely priced into the stock market. While sectors such as real estate and autos may experience some volatility, clean balance sheets could mitigate impacts. The market's movement will depend more on corporate earnings than on monetary policy adjustments. ...Less

The monetary policy committee (MPC) voted unanimously for the increase and adopted a stance of "calibrate ...More

The monetary policy committee (MPC) voted unanimously for the increase and adopted a stance of "calibrated tightening". RBI Governor Sanjay Malhotra said rate cuts were off the table for now, leaving a further increase or a pause as the choices at future meetings. The impact on existing borrowers will depend on the benchmark in their loan agreement. Banks must reset rates on loans linked to an external benchmark at least once every three months. ...Less

Individuals undertaking personal transactions will not have to comply with new foreign exchange trade reg ...More

Individuals undertaking personal transactions will not have to comply with new foreign exchange trade regulations imposed. The Reserve Bank of India aims to ease compliance burdens related to reporting obligations for personal contracts. RBI Governor Sanjay Malhotra confirmed that routine payments for services and subscriptions are exempt from reporting. Additionally, smaller export transactions of up to ₹10 lakh may rely on self-declarations. ...Less

India’s first RBI rate hike in four years may not stop record capital outflows or ease pressure on the ru ...More

India’s first RBI rate hike in four years may not stop record capital outflows or ease pressure on the rupee, which has fallen 7% this year. Foreign investors have withdrawn $30 billion from Indian equities, while rising hedging costs and narrowing India-US rate differentials threaten the appeal of Indian stocks and bonds amid higher global yields, oil prices and inflation. ...Less

RBI MPC October 2026: The Reserve Bank of India has increased the repo rate by 25 bps from 5.25% to 5.50% ...More

RBI MPC October 2026: The Reserve Bank of India has increased the repo rate by 25 bps from 5.25% to 5.50%, signaling a shift. Following this decision, banks are expected to raise fixed deposit interest rates in the near future. Retail inflation has been rising, indicating that further hikes may be necessary to control it. The competition from small savings schemes and government securities contributes to this pressure on banks. ...Less

The Indian rupee experienced a drop following the Reserve Bank of India's decision to raise interest rate ...More

The Indian rupee experienced a drop following the Reserve Bank of India's decision to raise interest rates by 25 basis points. This move is intended to manage the surging inflation linked to ongoing geopolitical issues in West Asia. Market analysts interpret the RBI's shift to a more aggressive stance towards inflation as indicative of its commitment to economic stability. ...Less

RBI’s first rate hike in nearly four years has put the spotlight on banking stocks, with analysts divided ...More

RBI’s first rate hike in nearly four years has put the spotlight on banking stocks, with analysts divided on the near-term impact on margins. Jefferies sees large private banks such as ICICI Bank and Kotak Mahindra Bank as key beneficiaries, while Q2 earnings could offer clues on the sector’s outlook. ...Less

The RBI on Wednesday clarified that individuals are not required to report imports or export earnings und ...More

The RBI on Wednesday clarified that individuals are not required to report imports or export earnings under the new foreign exchange regulations, and said FAQs will be issued shortly to address confusion. Governor Sanjay Malhotra said reporting on the RBI platform is handled by banks and authorised dealers, not traders. ...Less

The RBI’s 25-basis-point repo rate hike to 5.5% marks a shift towards calibrated tightening as inflation ...More

The RBI’s 25-basis-point repo rate hike to 5.5% marks a shift towards calibrated tightening as inflation risks broaden amid elevated oil prices, weather disruptions and resilient domestic demand. With inflation expected to average nearly 5.8% over the next three quarters, the policy move signals scope for further rate increases. ...Less

Apple Pay was launched in India after significant regulatory developments by the Reserve Bank of India. T ...More

Apple Pay was launched in India after significant regulatory developments by the Reserve Bank of India. This new payment option allows users to pay securely without needing an OTP, which can facilitate fraud. The RBI has shifted towards regulating outcomes rather than prescribing specific technologies for digital payments. While Apple Pay currently does not support RuPay or UPI, it shows how regulation can foster innovation. ...Less

The rupee’s weakness reflects global capital-flow turbulence rather than a deterioration in India’s econo ...More

The rupee’s weakness reflects global capital-flow turbulence rather than a deterioration in India’s economic fundamentals, with its inflation-adjusted value at levels last seen during the 2013-14 taper tantrum. RBI must contain volatility without defending a particular exchange-rate level, while higher interest rates and inflation control help restore investor confidence. ...Less

The RBI has raised the repo rate by 25 basis points to 5.50%, its first hike since February 2023, which c ...More

The RBI has raised the repo rate by 25 basis points to 5.50%, its first hike since February 2023, which could make floating-rate home, car and personal loans more expensive. Borrowers on repo-linked loans may face higher EMIs or longer tenures at their next reset, while fixed-rate loans will remain unaffected. ...Less

The Reserve Bank of India implemented strong measures to stabilise the rupee as external pressures intens ...More

The Reserve Bank of India implemented strong measures to stabilise the rupee as external pressures intensify. This includes opening a dollar window for state-owned oil refiners and introducing a new reserve requirement for foreign-exchange derivatives. Analysts expect the rupee to rally but caution that sustaining those gains may be difficult due to high oil prices and foreign fund outflows. ...Less

Bank stocks including Kotak Mahindra Bank, PNB, Union Bank and Canara Bank gained up to 2% after the RBI ...More

Bank stocks including Kotak Mahindra Bank, PNB, Union Bank and Canara Bank gained up to 2% after the RBI rose on Monday after the repo rate by 25 basis points to 5.50%. The Nifty Bank index rose as investors assessed the impact of the rate hike and the RBI’s shift to calibrated tightening. ...Less

The Reserve Bank of India will raise the minimum daily cash reserve ratio requirement to 99% from 90%. Th ...More

The Reserve Bank of India will raise the minimum daily cash reserve ratio requirement to 99% from 90%. This change will take effect from mid-October, specifically the fortnight starting October 16, 2026. Banks will be required to maintain this increased percentage without the previous operational flexibility. The move aims to reduce the current surplus liquidity within the banking system. ...Less

Banking, NBFCs, realty and auto stocks came under pressure after the RBI raised the repo rate by 25 basis ...More

Banking, NBFCs, realty and auto stocks came under pressure after the RBI raised the repo rate by 25 basis points to 5.50% and shifted its stance to calibrated tightening. The rate hike, the first in four years, comes amid elevated crude prices, rising global bond yields, inflation concerns and sustained foreign outflows. ...Less

The rupee edged up to 96.73 per dollar after heavy RBI intervention helped it recover intraday. Persisten ...More

The rupee edged up to 96.73 per dollar after heavy RBI intervention helped it recover intraday. Persistent corporate dollar demand, a 7% year-to-date decline and falling forex reserves continued to weigh on sentiment. ...Less

The Reserve Bank of India introduced new measures to address the pressure on the rupee. These measures in ...More

The Reserve Bank of India introduced new measures to address the pressure on the rupee. These measures include tightening foreign exchange derivative rules and limiting rebooking of cancelled contracts. Furthermore, a 20% cash reserve requirement has been established for large forex derivatives transactions. The central bank aims to enhance market discipline and promote effective risk management strategies. ...Less

RBI Monetary Policy Meeting Highlights: The Monetary Policy Committee has raised the policy repo rate by ...More

RBI Monetary Policy Meeting Highlights: The Monetary Policy Committee has raised the policy repo rate by 25 basis points to 5.50%. RBI Governor Sanjay Malhotra indicated that inflation pressures are increasing and rate cuts are not expected soon. The Indian economy continues to show resilience, with GDP growth projected at 7.1% for the year. Inflation is forecasted at 5.2%, with core inflation expected to be around 4.4%. ...Less

Many financial analysts expect the Reserve Bank of India to increase the repo rate by 25 basis points. Th ...More

Many financial analysts expect the Reserve Bank of India to increase the repo rate by 25 basis points. This forecast is driven by persistent inflation, soaring crude oil prices, and a depreciating rupee. Should the RBI implement this hike, it could lead to higher fixed deposit returns for investors. Meanwhile, public sector banks continue to offer lower rates, struggling against fierce competition from government securities and small savings schemes. ...Less

RBI repo rate: Borrowers with home loans linked to External Benchmark Linked Rates will see an increase i ...More

RBI repo rate: Borrowers with home loans linked to External Benchmark Linked Rates will see an increase in their EMIs. The Reserve Bank of India has raised the repo rate, impacting the cost of borrowing. This is the first repo rate change since December 2025 and will influence many floating rate loans. Home loan borrowers had previously benefited from reduced rates but now face higher payments. ...Less

In a decisive action on Thursday, the Reserve Bank of India reportedly offloaded dollars at the market's ...More

In a decisive action on Thursday, the Reserve Bank of India reportedly offloaded dollars at the market's start to enhance the rupee's standing. Opening at 96.6825 per dollar, the rupee's performance was better than anticipated. This strategic intervention demonstrates the RBI's proactive approach to maintain currency stability as the rupee nears its all-time low of 96.96 from May. Market participants were attentive to these fluctuations amid rising concerns. ...Less

The Reserve Bank of India is set to initiate bond sales to better regulate liquidity within the banking s ...More

The Reserve Bank of India is set to initiate bond sales to better regulate liquidity within the banking system. As of October 16, banks will face a stricter cash reserve ratio requirement, further enhancing liquidity oversight. This follows the RBI's first key policy rate hike in almost four years, hinting at possible future increases. ...Less

Banks parked just Rs 79,655 crore in the central bank’s 29-day variable rate reverse repo (VRRR) auction, ...More

Banks parked just Rs 79,655 crore in the central bank’s 29-day variable rate reverse repo (VRRR) auction, less than half the Rs 2 lakh crore absorption planned in the offer. Draining liquidity is considered crucial for quicker and effective transmission of increases in policy rates. ...Less

SBI Capital Markets expects the Reserve Bank of India (RBI) to raise the repo rate by 75-100 basis points ...More

SBI Capital Markets expects the Reserve Bank of India (RBI) to raise the repo rate by 75-100 basis points during the current tightening cycle, with a larger hike in December 2026 possible depending on inflation data. The report projects consumer inflation to peak in Q3 FY27 before easing, while warning that high crude oil prices, geopolitical tensions and rising borrowing costs could weigh on consumption. Higher rates may support bank margins in FY27, with bonds potentially regaining investor interest in FY28. ...Less

On October 13, the Reserve Bank of India plans to auction government securities valued at Rs 25,000 crore ...More

On October 13, the Reserve Bank of India plans to auction government securities valued at Rs 25,000 crore. This operation will present six distinct securities, each with maturities ranging between 2030 and 2034. The central bank will determine the accepted amounts and may opt for lower bids. At present, the banking sector holds a surplus liquidity estimated at approximately Rs 3.88 lakh crore. ...Less

The Reserve Bank of India on Thursday executed a noteworthy 29-day variable rate reverse repo auction, at ...More

The Reserve Bank of India on Thursday executed a noteworthy 29-day variable rate reverse repo auction, attracting Rs 79,655 crore in bids, fully accepted at a 5.49 percent rate. This event contrasted sharply with the one-day VRRR auction, which invited bids totaling Rs 1,60,664 crore. Currently, the banking sector enjoys a liquidity surplus of around Rs 4. ...Less

The Reserve Bank of India has increased the repo rate to 5.50% after maintaining it for several months. T ...More

The Reserve Bank of India has increased the repo rate to 5.50% after maintaining it for several months. This shift to a calibrated tightening stance indicates a focus on controlling inflation risks. Retail inflation rose recently, prompting the central bank to adjust its policy outlook for the future. While growth remains firm, inflation now takes priority in decision-making. ...Less

The RBI’s expected first rate hike in three years could have a mixed impact on banks and NBFCs. While hig ...More

The RBI’s expected first rate hike in three years could have a mixed impact on banks and NBFCs. While higher funding costs may pressure NBFC margins, lenders with floating-rate assets and strong liquidity could benefit. Brokerages favour HDFC Bank, ICICI Bank, Kotak Mahindra Bank, Bajaj Finance and Tata Capital. ...Less

Move seen easing customer acquisition across the financial system – pensions, stocks, insurance, loans, o ...More

Move seen easing customer acquisition across the financial system – pensions, stocks, insurance, loans, or plain-vanilla banking ...Less

Shares of Pine Labs, Moneyview and other fintech firms rose after the RBI announced interoperability amon ...More

Shares of Pine Labs, Moneyview and other fintech firms rose after the RBI announced interoperability among NBFC account aggregators. The move will let customers share financial information across different account aggregators through a single account, without fresh registration, subject to their consent. ...Less

The Reserve Bank of India is forming a Financial Market Consultative Committee for better engagement with ...More

The Reserve Bank of India is forming a Financial Market Consultative Committee for better engagement with market participants. This committee aims to address policy and operational matters related to financial markets. It will include discussions on the money market, government securities, and foreign exchange markets. The committee will also look into the infrastructure surrounding these markets for improvements. ...Less

The Reserve Bank of India has announced new measures aimed at stabilizing the rupee's value in foreign ex ...More

The Reserve Bank of India has announced new measures aimed at stabilizing the rupee's value in foreign exchange markets. These measures include tightening foreign exchange derivative norms and creating a special window for oil marketing companies. By implementing a cash reserve requirement for large forex derivatives, the central bank seeks to curb speculative dollar demand. The impact of these interventions is expected to affect the rupee's value and forward premiums. ...Less

From stuck credit card closure requests to lost property papers, RBI rules require banks to pay you for e ...More

From stuck credit card closure requests to lost property papers, RBI rules require banks to pay you for every day they're late. A customer earlier this year won Rs 3.21 lakh for a delayed credit card closure. Here are 5 situations where the clock ticks in your favour, with compensation ranging from Rs 100 to Rs 5,000 a day. ...Less

The rupee ended marginally stronger at 96.2925 against the dollar, supported by lower Brent crude prices ...More

The rupee ended marginally stronger at 96.2925 against the dollar, supported by lower Brent crude prices and improved sentiment. The currency traded in a narrow range as investors awaited the RBI’s monetary policy decision, with a 25-basis-point rate hike widely expected. ...Less

On Wednesday, the Indian stock market ended in the red following the RBI's rate hike announcement. Sensex ...More

On Wednesday, the Indian stock market ended in the red following the RBI's rate hike announcement. Sensex fell over 400 points, closing below 72,639, while Nifty 50 dropped more than 150 points. Titan shares led the losses, dropping 3.5%, while broader markets showed mixed performance. Kotak Mahindra Bank shares increased over 2%, bucking the negative trend observed in other shares. ...Less

RBI is expected to raise the repo rate by 25 basis points in October, with one or two more hikes possible ...More

RBI is expected to raise the repo rate by 25 basis points in October, with one or two more hikes possible in FY27, taking the benchmark rate to 5.75-6%, according to a Union Bank of India report. ...Less

The RBI is expected to raise the repo rate by 25 basis points in its October policy review as inflation p ...More

The RBI is expected to raise the repo rate by 25 basis points in its October policy review as inflation pressures build from higher crude prices, the West Asia conflict and global monetary tightening, according to a PTI poll of economists and bankers. Most also expect a hawkish tone, a higher FY27 inflation forecast and possibly further rate hikes later in the fiscal year. ...Less

Reserves have fallen to $734.6 billion in the week ended October 2, the fourth consecutive week of fall a ...More

Reserves have fallen to $734.6 billion in the week ended October 2, the fourth consecutive week of fall and down from a recent peak of $785.71 billion reported on September 4, according to a footnote to governor Sanjay Malhotra's monetary policy statement on Wednesday. The latest reserve numbers were released earlier than the scheduled date of October 9. ...Less

The RBI had introduced the special USD-INR forex swap facility on June 8, 2026, as part of efforts to str ...More

The RBI had introduced the special USD-INR forex swap facility on June 8, 2026, as part of efforts to strengthen foreign exchange reserves and support balance of payments conditions. The facility allowed banks to offer higher interest rates on FCNR(B) deposits by transferring the currency hedging cost to the central bank. ...Less

The Reserve Bank of India has tightened regulations on foreign exchange derivatives to stabilize the rupe ...More

The Reserve Bank of India has tightened regulations on foreign exchange derivatives to stabilize the rupee's value. New measures include stricter documentation requirements and lowering transaction limits for forex contracts. A special window will cater to the daily dollar needs of specific oil marketing companies. These actions aim to reduce speculative dollar demand and enhance market discipline. Bankers suggest these measures could impact the rupee's market value and trading activity. ...Less

The Reserve Bank of India has shifted its policy stance to calibrated tightening amid rising inflation co ...More

The Reserve Bank of India has shifted its policy stance to calibrated tightening amid rising inflation concerns. A rate hike of up to 50 basis points is anticipated in December, increasing the current benchmark rate. Various economists emphasize the likelihood of cumulative rate increases over the next months. Rising commodity prices and global market volatility are influencing these monetary policy decisions. ...Less

In a recent statement, FIEO has voiced serious concerns about the repercussions of increasing borrowing c ...More

In a recent statement, FIEO has voiced serious concerns about the repercussions of increasing borrowing costs for exporters amid economic unpredictability. With the RBI's repo rate now elevated to 5.5 percent, businesses, especially MSMEs, are feeling the pressure due to limited working capital. ...Less

State Bank of India Chairman C S Setty stated there will be no deposit rate hikes for the next three mont ...More

State Bank of India Chairman C S Setty stated there will be no deposit rate hikes for the next three months. He cited sufficient liquidity in the system as a key reason for this prediction. Setty mentioned that credit growth is expected to sustain at 14 to 15 percent over time. He emphasized that banks need to ensure positive real interest rates for depositors amid rising inflation. ...Less

The Reserve Bank of India has set a Rs 25,000 crore threshold for banks to adopt new credit risk approach ...More

The Reserve Bank of India has set a Rs 25,000 crore threshold for banks to adopt new credit risk approaches. Banks with considerable derivative exposure or international presence will come under this rule. Lenders below this threshold can choose alternative risk measurement methods. ...Less

The RBI raised the repo rate 25 bps to 5.50%, its first hike in nearly four years, and shifted its stance ...More

The RBI raised the repo rate 25 bps to 5.50%, its first hike in nearly four years, and shifted its stance to calibrated tightening. Governor Sanjay Malhotra flagged four global risks: West Asia tensions and volatile oil prices, tariff uncertainty, elevated bond yields and stretched AI stock valuations. He said these risks are clouding global sentiment despite resilient growth. ...Less

The Reserve Bank of India is engaged in dollar sell-buy swaps to stabilise the rupee's value. However, th ...More

The Reserve Bank of India is engaged in dollar sell-buy swaps to stabilise the rupee's value. However, this has resulted in higher forward premiums, making it expensive for foreign investors to hedge. As a consequence, some foreign investments in rupee-denominated assets may decline. Additionally, companies are opting to borrow in rupees and exchange for dollars due to favorable local rates. ...Less

The Reserve Bank of India revised its crude oil price projections for the fiscal year 2026-27. This adjus ...More

The Reserve Bank of India revised its crude oil price projections for the fiscal year 2026-27. This adjustment has led to increased inflation forecasts, now projected at 5.2% for FY27. The bank notes ongoing supply pressures and volatility in international oil prices contributing to these changes. India's merchandise trade deficit has also widened due to rising imports, especially in crude oil. ...Less

The Reserve Bank of India projects a moderation in bank credit growth from the current 19% level. This ex ...More

The Reserve Bank of India projects a moderation in bank credit growth from the current 19% level. This expected slowdown results from a recent repo rate increase implemented to manage rising inflation. Despite the decrease, it is anticipated that growth will remain strong enough to support overall economic activity. Lending to sectors like services and industry shows significant year-on-year growth, reflecting resilient demand. ...Less

The Reserve Bank of India has introduced inter-operability among various Account Aggregators to simplify ...More

The Reserve Bank of India has introduced inter-operability among various Account Aggregators to simplify information sharing. Customers will be able to authorize financial data sharing with banks and lenders. This interconnected system eliminates the need for users to switch platforms for different Account Aggregators. The changes are aimed at enhancing convenience and seamless interactions in financial services. Customer consent remains essential for the sharing of financial information between platforms. ...Less

The Governor made the remarks in response to an question at the post-policy press conference, after the R ...More

The Governor made the remarks in response to an question at the post-policy press conference, after the RBI flagged elevated AI-related asset valuations among the key downside risks to the global economy. ...Less

The RBI is likely to begin raising rates in October, with another hike possible in Q4 2026, as inflation ...More

The RBI is likely to begin raising rates in October, with another hike possible in Q4 2026, as inflation risks broaden. Higher oil prices, weather shocks, weaker currency and geopolitical risks are fuelling imported pressures. ...Less

Quickening inflation, stoked by oil prices and El Nino, could force policymakers to harden further ...More

Quickening inflation, stoked by oil prices and El Nino, could force policymakers to harden further ...Less

The recommendations come as the central bank manages inflation risks alongside pressure on the rupee and ...More

The recommendations come as the central bank manages inflation risks alongside pressure on the rupee and capital flows. A 50-basis-point increase in December would mark a sharper pace of tightening than Wednesday's hike, if inflation and global conditions take the expected path. ...Less

Sanjay Malhotra, the Governor of the Reserve Bank of India, commented on the impact of MDR fees on UPI tr ...More

Sanjay Malhotra, the Governor of the Reserve Bank of India, commented on the impact of MDR fees on UPI transactions. He expressed confidence that transaction volumes will remain stable despite the new fee structure. Additionally, Malhotra discussed strong credit growth and its positive effects on economic activity. He reassured that the adverse effects on asset quality in non-bank lenders are not expected. ...Less

The Reserve Bank of India is set to maintain the repo rate at 5.25% during the upcoming policy meeting. D ...More

The Reserve Bank of India is set to maintain the repo rate at 5.25% during the upcoming policy meeting. Despite rising inflation pressures and global economic uncertainty, the rate is expected to remain unchanged. Credit and deposit growth in India currently show strong performance, supporting steady rates. A rate hike cycle is anticipated to begin in December, amounting to 50-75 basis points. ...Less

The Reserve Bank of India intervened in the foreign exchange market to support the rupee. This action was ...More

The Reserve Bank of India intervened in the foreign exchange market to support the rupee. This action was taken as the currency faced pressure from a stronger dollar and fluctuating oil prices. Traders reported that state-run banks were observed offering dollars, likely on behalf of the RBI. The dollar index increased to its highest level in more than one year. The rupee slightly strengthened, closing at 96. ...Less

Indian households expect inflation to rise to 10 per cent over the coming year, driven by living expenses ...More

Indian households expect inflation to rise to 10 per cent over the coming year, driven by living expenses. The Reserve Bank of India has implemented monetary tightening to control this persistent inflation. A recent survey shows a significant increase in household inflation expectations compared to previous months. Many respondents believe food prices will escalate, contributing to overall inflation concerns. ...Less

India's cautious approach towards cryptocurrencies emphasises the importance of underlying technologies l ...More

India's cautious approach towards cryptocurrencies emphasises the importance of underlying technologies like distributed ledger and tokenisation. RBI Governor Sanjay Malhotra expressed concerns regarding monetary sovereignty and its effects on capital flows. While domestic payments are efficient, challenges remain in cross-border transactions, which may benefit from central bank digital currencies. The rising public debt and bond yield movements reflect the increased spending attributed to artificial intelligence. ...Less

The Reserve Bank of India's Monetary Policy Committee is meeting to discuss potential interest rate hikes ...More

The Reserve Bank of India's Monetary Policy Committee is meeting to discuss potential interest rate hikes. Inflationary pressures and external factors are leading to anticipation of a rate increase. Analysts expect a 25 basis points hike in the upcoming policy announcement. This decision aligns with current inflation trends and economic forecasts for the country. The market is closely monitoring these developments as they will impact future economic stability. ...Less

The RBI could raise the repo rate by 25 basis points in October and signal further tightening as inflatio ...More

The RBI could raise the repo rate by 25 basis points in October and signal further tightening as inflation, elevated crude prices and a narrowing rate gap with the US pressure the rupee. Strong reserves and a manageable current account provide crucial buffers. ...Less

In a bid to manage liquidity, the Reserve Bank of India executed a 29-day variable rate reverse repo auct ...More

In a bid to manage liquidity, the Reserve Bank of India executed a 29-day variable rate reverse repo auction, yet banks only stashed away Rs 79,655 crore instead of the anticipated Rs 2 lakh crore. Early fund withdrawal was permitted, but participation remained tepid, mostly because of the daily VRRR options available. The existing inter-bank surplus liquidity sits at Rs 4.24 lakh crore, highlighting ongoing hurdles in monetary transmission. ...Less

RBI’s 25-basis-point repo rate hike has changed the near-term outlook for mutual fund investors. Experts ...More

RBI’s 25-basis-point repo rate hike has changed the near-term outlook for mutual fund investors. Experts advise continuing SIPs, staggering lumpsum investments and favouring quality, shorter-duration debt funds. In equities, large caps remain preferred for core allocations, while investors should be selective with small-cap and thematic exposure amid policy uncertainty. ...Less

In April this year, the Reserve Bank of India (RBI) had cancelled the banking licence issued to PPBL for ...More

In April this year, the Reserve Bank of India (RBI) had cancelled the banking licence issued to PPBL for non-compliance with norms, saying affairs of the bank were conducted in a manner detrimental to the interest of its depositors. ...Less

The RBI raised the repo rate by 25 basis points to 5.50%, its first hike in nearly four years. Mutual fun ...More

The RBI raised the repo rate by 25 basis points to 5.50%, its first hike in nearly four years. Mutual fund managers favour short-duration, high-quality debt, while cautioning investors on duration, inflation, crude prices, global rates and tightening liquidity. ...Less

As inflation concerns rise, investors are putting their faith in the Reserve Bank of India to implement a ...More

As inflation concerns rise, investors are putting their faith in the Reserve Bank of India to implement an interest rate hike. A survey reveals that nearly 60% of economists believe a 25-basis-point increase is likely at the coming policy meeting. With an eye on foreign investment, expectations are growing for a tightening cycle to kick off in October, setting the stage for how future capital flows will be managed. ...Less

The Reserve Bank of India has stated its intent to stabilize the undervalued rupee, which reached a five- ...More

The Reserve Bank of India has stated its intent to stabilize the undervalued rupee, which reached a five-month low. Despite raising the policy rate for the first time since February 2023, the rupee has fallen due to foreign capital outflows. According to economists, the stronger dollar index contributes to the rupee's pressure in the market. Interventions by the central bank included dollar-rupee swaps to manage liquidity effectively. ...Less

RBI’s first repo rate hike in nearly four years highlights why interest rates matter for stock valuations ...More

RBI’s first repo rate hike in nearly four years highlights why interest rates matter for stock valuations, echoing Warren Buffett’s long-held view that higher rates can weigh on asset prices. ...Less

The Reserve Bank of India increased its policy rate by 25 basis points to 5.50% on Wednesday. Borrowers m ...More

The Reserve Bank of India increased its policy rate by 25 basis points to 5.50% on Wednesday. Borrowers might face higher monthly installments or extended repayment periods based on loan agreements. The monetary policy committee unanimously adopted a stance of 'calibrated tightening' with future increases possible. External benchmark-linked loans make up 68.2% of outstanding floating-rate rupee loans as of June. ...Less

On Monday, the Reserve Bank of India's Monetary Policy Committee will hold important meetings. Analysts a ...More

On Monday, the Reserve Bank of India's Monetary Policy Committee will hold important meetings. Analysts are anticipating a 25 basis points increase in the key interest rate, raising it to 5.50%. The surge in inflation is attributed to elevated crude oil costs and subpar agricultural production. Many economists advocate for a rate hike as a crucial measure to tackle ongoing inflation issues, with outcomes to be revealed on October 7. ...Less

Effective from October 1, new rules by Fema are causing apprehension over individual digital service purc ...More

Effective from October 1, new rules by Fema are causing apprehension over individual digital service purchases. Banks will now need to report imports of goods and services to the RBI to improve trade data accuracy. However, there is concern that reporting for international credit card purchases may be delayed compared to machinery transactions. This leaves consumers unsure about their obligations to report digital subscriptions to banks. ...Less

The Reserve Bank of India increased the repo rate by 25 basis points during its monetary policy meeting. ...More

The Reserve Bank of India increased the repo rate by 25 basis points during its monetary policy meeting. This hike prompted banks like Punjab National Bank and Bank of Baroda to adjust their lending rates. ...Less

The Indian stock market has undergone a significant downturn, with nearly Rs 30 lakh crore wiped off its ...More

The Indian stock market has undergone a significant downturn, with nearly Rs 30 lakh crore wiped off its market capitalisation. Contributing factors include surging oil prices and elevated bond yields. Experts predict that any potential rebound hinges on the health of the broader economy. Additionally, Foreign Institutional Investors have been notably offloading their equities, while technical indicators display a cautious outlook as Nifty struggles against ongoing bearish trends. ...Less

Nifty 50 plunged below 22,200 to a fresh 52-week low as soaring oil prices, persistent FII selling and th ...More

Nifty 50 plunged below 22,200 to a fresh 52-week low as soaring oil prices, persistent FII selling and the RBI’s rate hike weighed on sentiment. Analysts expect near-term pressure to persist, with market direction likely hinging on Q2 earnings, corporate cash flows and key technical levels in the coming sessions. ...Less

Indiabulls Limited has received a Certificate of Registration as a Core Investment Company from the RBI. ...More

Indiabulls Limited has received a Certificate of Registration as a Core Investment Company from the RBI. This approval adheres to the regulatory guidelines designated for investment-holding organizations. A Core Investment Company primarily manages investments and finances companies within its group. Indiabulls indicated it might relinquish the certificate if deemed unsuitable under the CIC structure, clarifying that this registration does not introduce any new banking or lending activities. ...Less

Indian government bonds have seen a downward trend as market participants speculated on tighter monetary ...More

Indian government bonds have seen a downward trend as market participants speculated on tighter monetary policies from the central bank. The yield on the 6.94% 2036 benchmark bond climbed to 7.2213%. Analysts forecast a 25 basis point boost in the RBI's key policy rate. Investors are attentively looking for additional liquidity strategies from the RBI, with future outcomes expected to depend significantly on inflation and growth outlooks. ...Less

The Reserve Bank of India is likely to increase the repo rate to combat rising inflation and support stro ...More

The Reserve Bank of India is likely to increase the repo rate to combat rising inflation and support stronger growth. Reports indicate that a rate-hike cycle of 75 basis points is anticipated, potentially reaching 6 percent by FY27. While inflation drives this tightening, geopolitical factors could impact the extent of rate increases. ICICI Bank has raised its CPI inflation forecast based on core inflation trends and global developments. ...Less

Bank shares have endured steep declines as investors brace for imminent interest rate hikes from the RBI. ...More

Bank shares have endured steep declines as investors brace for imminent interest rate hikes from the RBI. Some analysts suggest that the recent selloff may be excessive, presenting an opportunity to pick up quality stocks at lower prices. The forthcoming Monetary Policy Committee meeting will clarify the scope of any rate changes. Although there are immediate margin concerns, the overall asset quality in the banking sector remains stable. ...Less

Jefferies expects RBI’s 25-basis-point rate hike and calibrated tightening stance to support bank earning ...More

Jefferies expects RBI’s 25-basis-point rate hike and calibrated tightening stance to support bank earnings, particularly ICICI Bank, SBI and Axis Bank. Faster loan repricing could drive margin expansion, while smaller private banks, NBFCs and life insurers may face greater pressure. ...Less

The RBI raised its benchmark repo rate by 25 basis points to 5.5%, its first hike since February 2023, an ...More

The RBI raised its benchmark repo rate by 25 basis points to 5.5%, its first hike since February 2023, and shifted its policy stance to ‘calibrated tightening’. The move came as the central bank raised its FY27 growth forecast to 7.1% while warning that inflation and its outlook were no longer benign. ...Less

India’s record $133 billion diaspora inflow has flooded banks with liquidity, pushing overnight rates bel ...More

India’s record $133 billion diaspora inflow has flooded banks with liquidity, pushing overnight rates below the RBI’s 5.25% policy rate. The Reserve Bank has already drained more than ₹1 trillion as food and oil prices fuel inflation concerns. Markets now expect further liquidity measures and are increasingly pricing in a possible RBI interest-rate hike. ...Less

India's economy is currently thriving, boasting a growth rate exceeding 7%, bolstered by diverse sectors ...More

India's economy is currently thriving, boasting a growth rate exceeding 7%, bolstered by diverse sectors and enhancing productivity levels. Nonetheless, escalating oil prices and geopolitical instability present significant threats to economic stability and rising inflation. The Reserve Bank of India faces calls to increase interest rates to effectively address inflationary pressures. Furthermore, the current capital account surplus is insufficient to cover the current account deficit, reflecting persistent economic hurdles. ...Less

The Indian rupee struggles amid climbing oil prices and a weakening of Asian currencies. Despite the Rese ...More

The Indian rupee struggles amid climbing oil prices and a weakening of Asian currencies. Despite the Reserve Bank of India's intervention, traders remain wary regarding the future of the currency. Many market players doubt that a central bank interest rate hike will stem capital flight, while escalating Brent crude prices raise alarms over possible Middle Eastern supply issues. ...Less