Saving Rs 700 but losing lakhs? Bengaluru CA calls out Indians’ habit of negotiating for prices, but not their value

Goel’s larger argument focuses on conditioning. From a young age, many are taught to negotiate prices in markets and daily transactions, but not encouraged to advocate for their professional worth. This creates a gap where individuals fear that negotiating might cost them an opportunity, without fully considering the financial consequences of staying underpaid for years.

Her perspective reframes salary discussions as not just a negotiation but a critical financial decision with lasting implications. By shifting from a price-focused mindset to a value-driven one, professionals can begin to approach career conversations with greater confidence, clarity, and a stronger sense of what they truly deserve.

Internet reacts

The post sparked thoughtful responses, with many users reflecting on how differently people approach everyday spending versus their own earnings. Some pointed out that while transactions are often driven by emotion, salary decisions tend to be handled too cautiously, when in reality, they deserve far more confidence and strategic thinking. A single well-handled conversation, they noted, can influence years of financial growth.

Others highlighted the fear factor that holds people back. The concern that an offer might be withdrawn often prevents candidates from negotiating, even though the long-term cost of accepting a lower salary can be far greater. Since future appraisals and increments are typically calculated as a percentage of the current salary, starting low can have a compounding effect over the years.