Rs 60 lakh income but splitting swiggy, grocery, fuel bills: Gurgaon couple’s expense game is smart or strange, netizens debate

In an age where financial independence is being redefined within relationships, a viral LinkedIn post has brought a familiar yet contentious topic back into focus: should married couples manage money as a unit or operate separately? A post by Delhi entrepreneur Ayushmaan Kapoor about a high-earning Gurugram couple—who meticulously split all shared expenses despite being married—has sparked conversation online about trust, partnership, and what modern financial intimacy really looks like.

Couple’s Expense Splitting Habits

Kapoor, founder of the relationship-focused startup The Date Crew, shared a LinkedIn postt after learning about a couple, each earning over Rs 30 lakh annually, who track and divide every shared cost—from rent and groceries to Swiggy orders—using apps like Splitwise and Google Sheets. He found it surprising that the couple, despite their financial stability, handled their marriage like a roommate arrangement.

Referring to the setup as “baffling,” Kapoor questioned whether such a method undermines the idea of unity in a marriage. To him, this level of financial independence suggested a lack of alignment in vision and goals, which he believes are crucial to a healthy long-term partnership.



Drawing parallels between marriage and a business venture, Kapoor argued that both require shared planning, joint investment, and clearly defined roles to function successfully. He outlined four key elements he believes form the backbone of a financially healthy relationship: a common vision, role clarity, pooled capital, and regular progress reviews.

Kapoor stressed that building a life together means more than sharing a home—it involves collaborative planning, understanding each other’s financial goals, and investing in them together. He urged couples to have honest conversations about money early in the relationship rather than after conflicts arise.

Splitwise in Marriage? Reactions Pour In

Kapoor’s post triggered strong opinions online. Some supported his stance, suggesting that splitting every expense down the middle could indicate a lack of trust or long-term planning. Others, however, defended the practice, saying that using tools like Splitwise fosters transparency and reduces the stress around difficult money conversations.

Several users pointed out that apps like Splitwise don’t necessarily reflect emotional detachment but can serve as tools for budgeting and mutual accountability. “We don’t use it to keep score, we use it to better understand our spending habits,” one commenter shared.

Some responses pushed back on Kapoor’s startup analogy, arguing that it oversimplified the complexities of marriage. One user wrote that managing finances separately can still coexist with shared goals, calling it a modern approach to maintaining autonomy and respect in a partnership.