Man said NO to Rs 7 LPA job, went to USA for Masters degree. Today, he is in Rs 40 lakh debt and is ready for even Rs 3 LPA job

Choosing between a secure campus placement and pursuing higher studies abroad is a dilemma many Indian students face every year. For some, a foreign degree promises better pay and global exposure. For others, a steady job right after graduation feels like the safer path. One such decision has now gone viral after a user on X shared the story of his friend who rejected a Rs 7 LPA campus offer to pursue an MS in the United States.

Taking to X, a user named @original_ngv wrote, “One of my friends rejected a 7LPA campus job thinking it was not enough for him. He decided to go to the US for MS instead. Now he has a Masters, 40 LPA in debt and is ready to settle for even a 3 LPA job. Greed is the death of all good things my friends.”

The post spread quickly and struck a chord with many who have either taken similar risks or are considering them.

The Decision That Changed Everything

As shared in the post, the man had secured a Rs 7 lakh per annum job through campus placements. For many fresh graduates, especially in the current hiring climate, that is seen as a solid starting point. But he believed it was not enough for his long-term goals. Instead of joining the company, he chose to pursue a Master’s degree in the United States.


The expectation, like in many such cases, would have been better pay and wider career options after completing the MS. However, the outcome appears very different. According to the viral post, he is now burdened with Rs 40 lakh in debt and is reportedly willing to accept even a Rs 3 LPA job. That figure is less than half of what he had once turned down.

The comments section reflected mixed reactions. Some users focused on the financial risk involved. A user wrote, “Taking a loan in this economy is the worst decision And that too of 40 lakhs.” Another user commented, “Who goes abroad on loan in this time, foolishness.”

Others raised questions about employability after completing a US degree. One person asked, “Didn't he get any job after MS?” while another wrote, “Wait having an us masters isn't enough to get any job in US ?”

There was also confusion about the scale of the debt. A user questioned, “The debt grows by 40 lakh per annum ?”

Not Everyone Called It Greed

While the original post ended with the line, “Greed is the death of all good things my friends,” not everyone agreed with that conclusion.


One user shared a different view, writing, “I don't see anything wrong in doing MS in the US you got one life take risks, then regret letter success or failure depends upon your luck.” Another user added, “Yeah you will be shit if you don’t take risks. Greed is good.”

The viral post reflects a larger issue. In recent years, many Indian students have taken education loans running into tens of lakhs to study in the US and other countries. For some, the bet pays off and they secure high-paying roles that help them clear debt quickly. For others, visa issues, layoffs, or a tough job market create serious challenges.