Life in Goa can eat up someone’s entire salary: Techie reveals the exact expense break down to live where others come for vacation

Goa has long been a dream destination for many looking to escape the busy city life. But how much does it actually cost to live there? A software engineer and content creator, Madhushree Joshi, recently shared a detailed breakdown of her monthly expenses while living alone in the coastal state, giving a rare glimpse into what independent life looks like on the sunny beaches of Goa.

Rent and Car Take the Biggest Chunk

In an Instagram video that quickly caught attention online, Joshi revealed that rent and car EMI make up the bulk of her monthly spending. She spends ₹26,000 every month on rent and ₹25,000 on her car EMI.

“A lot of people ask what it actually costs to live alone in Goa, so here’s my approximate monthly expense breakdown as a single woman,” she wrote in the video caption.

Food, Groceries, and Utilities

Besides rent and car, Joshi spends about ₹5,000 on utilities, which include electricity, Wi-Fi, gas, and other subscriptions. Groceries and food account for roughly ₹7,000, while petrol costs come to around ₹3,000 per month. She also pays ₹1,000 for her gym membership. These numbers show that day-to-day living in Goa isn’t as cheap as some might expect, especially for someone living independently.

View this post on Instagram

A post shared by Madhushree Joshi (@madhushreee)

Miscellaneous Spending and Savings

Joshi also highlighted the miscellaneous expenses that add up to ₹15,000, covering things like travel, self-care, and unexpected emergencies. Despite the costs, she still manages to save and invest. “I also try to save and invest as much as possible for my future retirement fund and for the many trips I want to take,” she said.


She added that her content creation work helps reduce some expenses. “Because of content creation, I’m really grateful that I save quite a bit on makeup, skincare, haircare and sometimes clothes through PR, and occasionally I’m hosted by restaurants, which definitely helps reduce my lifestyle expenses,” she explained.

Her post led to a discussion online, with many wondering if ₹82,000 per month is a reasonable expense for living alone in Goa. Some viewers questioned the food and fuel costs, while others were curious about how she managed to find rent at ₹26,000 per month. The breakdown has offered useful insight for anyone thinking about moving to Goa or planning a similar lifestyle, showing that the cost depends heavily on rent, personal choices, and lifestyle habits.