How did a Marwari family become crorepatis in less than 10 years? Finance expert reveals: ‘They had Rs 56 lakh worth of gold…’

A finance expert recently revealed how a Marwari family turned their gold into an asset generating crores in less than ten years. Taking to X, Pratham Khanna shared an anecdote of how a Marwari family had gold worth Rs 56 lakh in 2017. Instead of selling off the gold, they pledged the jewellery to secure a loan of Rs 33 lakh at an interest rate of 10 per cent. This amount was used as down payment to purchase a land worth Rs 1.8 crore in Ahmedabad.

For years, they paid the loan interest and property EMIs using monthly salaries, while the assets remained untouched and continued appreciating in value.

Within just nine years their financial situation completely changed. The land they purchased was now valued at a whopping Rs 6 crore. The gold they had pledged appreciated significantly and was now worth an impressive Rs 2.84 crore in valuation. On top of that, all of their loans had been paid off.


“Land → ₹6 Crore • Gold → ₹2.84 Crore • Loan → Closed long back..” he wrote.

Khanna concluded how many people, especially in a financial crisis, liquidate their assets but financially astute people use the assets they have to gain long-term, wealth-generating investments.

“Most people sell assets to feel safe. Smart people use assets to build more…” he wrote.

Reacting to the post, an X user quipped, “So basically, they're sitting on a gold mine and thought, "Why sell when we can turn it into a fancy game of Monopoly?" Genius or just really good at math?”

The post emphasizes the importance of not rushing to sell off your assets at the first sign of trouble, but holding on to them strategically and patiently, till they create wealth that lasts generations.