A 30-year-old techie, fearful of job security, is hesitant to marry

A 30-year-old techie shared his concerns about financial stability despite earning a monthly in-hand salary of Rs 75,000. With no loans or EMIs to manage, his financial struggles stem from past experiences where he faced significant delays in receiving his salary, including waiting eight months for five months' pay from a previous employer. This experience has left him with a persistent fear of job loss.

Although he saves diligently, the thought of starting a family and managing expenses post-marriage makes him feel like he will live paycheck to paycheck. His current savings stand at Rs 5 lakhs, which he anticipates will be entirely spent on his marriage. He also dreams of owning a home, despite recognizing the financial burden it might bring. Avoiding loans or EMIs, he has refrained from purchasing a car or bike, further reflecting his cautious financial approach.

Social media users were quick to offer advice. One commenter pointed out that a Rs 75,000 salary is not bad for a 30-year-old, especially with 25 years left to work and save. One of the advice to the developer was for him to assess fixed monthly expenses and invest any savings in a balanced portfolio of open-end funds. They also suggested exploring second-hand vehicles for affordable transportation and avoiding loans.


For greater stability, the techie was recommended to hone his professional skills and actively apply for more secure job opportunities. With persistence and a strategic approach to saving and investing, the internet assured the developer that financial stability is achievable.