A7 International: Global payments from crypto wallet to local fiat

Traditional cross-border transactions often involve lengthy, complicated paperwork, resulting in slow processing times. What if this global cross-border payment was made seamless? Paying from a crypto wallet but receiving fiat money?

A7 International service makes it possible by bridging this gap between digital assets and traditional banking. Founded in 2024 to serve foreign economic activities of Russian businesses, A7 now serves around 15,000 companies and has processed 10+ trillion roubles in 2025 alone.

Trusted by 10,000+ clients, A7 holds an international position while expanding the geography of available settlements to its foreign clients. It enables businesses and individuals to pay invoices with digital assets while the recipient receives a regular bank transfer.


With two years of operational experience, A7 has become one of the key players in the international settlement market. What started as a domestic service sparked interest among international businesses, prompting the company to service international clientele by launching a product for its foreign audience.

Adding to the remarkable journey of A7, the international model serves the request of foreign entrepreneurs, creating an export opportunity for businesses in various countries. What is noteworthy is that the international platform is only available in those jurisdictions where cryptocurrency circulation is legally permitted.

“We are presenting not just a new product in the lineup, but a new image of A7. We have adapted our service so that it can be used remotely from anywhere in the world. This is precisely the key demand of market participants today. They want to be able to transfer money around the world in a few clicks in the shortest possible time, directly from their smartphones, without lengthy paperwork, hidden fees, or unjustified holds on funds. And we are packaging this demand into a convenient and competitive form,” Chairman of Bank PSB Petr Fradkov said.

The mechanism of the service is designed simply for the clients, where they can easily transfer USDT digital assets, which are then rearranged by A7 as a bank transfer via SWIFT, using the counterparty details specified in the invoice. The recipient does not need to accept cryptocurrency or open a crypto wallet; rather, the funds arrive directly to their bank account as a simple money transfer would.

“AI analyses the sender and beneficiary, jurisdictions, and key risk factors of the transaction. Based on the verification results, a risk profile of the payment is formed, and the available options for processing it are determined. The system compares compliance requirements with the capabilities of the existing payment infrastructure. After that, it recommends the optimal payment route taking into account its cost, speed, reliability, and applicable restrictions. Routing dynamically adapts to changes in conditions and the availability of payment channels. Data accumulated over the years makes it possible to continuously improve the quality of decisions made by the system,” noted A7 CEO Ilan Shor.

As of now, A7 International accepts USDT on the TRON network, where bank transfers are available in US dollars, euros, Chinese yuan, and UAE dirhams, while other currencies are available on prior agreement. A fee of 0.3% commission is set for both businesses and individuals. Once the invoice is updated, the client can see the final cost of payment, including the added commission. The payment execution usually takes one business day, after which the client receives a SWIFT message or some other document confirmation if necessary. In case of currency and customs control, the service also provides closing documents.

The registration process varies according to whether the client wants to open an individual or business account. Individuals are required to undergo identity verification (KYC), while opening a business account, on the other hand, requires companies to undergo corporate data verification (KYB). Later on, the client needs to upload the invoice and all the necessary documents. The built-in algorithm helps in the application process by automatically recognising the invoice data. To submit an application, one can register through a7.biz.