Ravi Saraogi

Contributor, ET Prime

Ravi is CFA and a Sebi-registered investment adviser. He is also the co-founder of Samasthiti Advisors. He can be reached at ravi.saraogi@samasthiti.in

Ravi is CFA and a Sebi-registered investment adviser. He is also the co-founder of Samasthiti Advisors. He can be reached at ravi.saraogi@samasthiti.in

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Stories by the author

• Unpacking the 3.5% rule: Why past equity returns can mislead retirees

  
  29 Dec 2025 06:30 AM IST
• New NPS pension withdrawal rules can turn NPS from savings plan to inflation-linked pension system

  
  27 Oct 2025 06:30 AM IST

• Investing

  How much you need to retire safely? A simple calculation may not work.

  
  10 mins read22 May 2024

• Policy and regulations

  Higher pension under EPS is attractive, but your decision should depend on behavioural factors.

  
  8 mins read23 Jun 2023

• Investing

  Budget 2023 increased taxes on market-linked debentures. What should you do if you hold them?

  
  6 mins read14 Mar 2023

• Investing

  Lessons from the Paytm Money episode: MF investors must platform-proof their investments.

  
  8 mins read8 Jul 2022

• Investing

  Market-linked debentures are gaining popularity among debt products. Are they tax-efficient?

  
  5 mins read7 Oct 2021