Dhirendra Kumar

Journalist, TOI Online

His writing lives and breathes Personal Finance

His writing lives and breathes Personal Finance

Read Less

Stories by the author

• Equity or debt, where to put your money? Remember these 3 things to generate best return from portfolio

  
  25 Nov 2024 06:30 AM IST
• Short-term events, news should not matter to all investors

  
  5 mins read19 Sep 2022
• How to actually reform the insurance sector

  
  05 Sep 2022 06:30 AM IST
• Having spiritual self-awareness makes you a better investor

  
  29 Aug 2022 06:30 AM IST
• Increasing the equity portion in EPF would be the most pro-employee move possible

  
  22 Aug 2022 06:30 AM IST
• Enter the equity market believing that everyone is out to rob you: Here's why

  
  5 mins read8 Aug 2022
• What equity investors must do to avoid losing money in the stock market

  
  5 mins read1 Aug 2022
• If Rs 1 crore is the kind of money you’ll want 20 years from now, then you’ll need to save Rs 4 crore

  
  5 mins read25 Jul 2022
• Instead of just focusing on investments, young people should strike a balance between spending, savings

  
  18 Jul 2022 06:30 AM IST
• Like all savings, fixing post-retirement investment plan needs to be done sooner rather than later

  
  11 Jul 2022 06:30 AM IST
• 3 reasons bear markets are needed for health of equity market, wellbeing of investors

  
  5 mins read4 Jul 2022
• Why you should avoid following tips on saving and investing by social media influencers

  
  27 Jun 2022 06:30 AM IST
• Instead of taxable EPF, why not invest in equity MFs? IRR would be 7.48%, higher than 5.6% from EPF

  
  20 Jun 2022 06:30 AM IST
• A simple, easy, effective way to go about asset allocation

  
  30 May 2022 06:30 AM IST
• Long-term equity investment doesn’t mean not paying attention; here is the right way to look at it

  
  5 mins read16 May 2022
• FD, debt mutual funds cannot cope with high inflation, will destroy savings. The solution lies elsewhere

  
  5 mins read2 May 2022
• In equity investing there is no running from shocks; what you need to do to save your investments

  
  5 mins read25 Apr 2022
• The battle of stock market bulls and bears has pretty much always been one-sided

  
  5 mins read18 Apr 2022
• Term life cover is the best type of sabse pehle insurance; then why is this option being hushed up?

  
  11 Apr 2022 06:30 AM IST
• The basics of investing in foreign stocks for beginners

  
  04 Apr 2022 06:30 AM IST
• Your mutual fund SIP may actually be a lump-sum investment: Here's why

  
  5 mins read28 Mar 2022
• The many dangers of investing based on social media 'research', stock tips

  
  5 mins read21 Mar 2022
• The best way to create wealth while investing in stocks

  
  5 mins read14 Mar 2022
• In a volatile market, it’s all about the stocks, not what is happening to the Sensex or Nifty

  
  5 mins read7 Mar 2022
• Ukraine war, pandemic and things like that: What should equity investors do in a volatile market?

  
  5 mins read28 Feb 2022
• Each investment decision must be made with how capital gains tax will play out when you redeem

  
  21 Feb 2022 06:30 AM IST
• How investors can handle a stock market crash

  
  5 mins read14 Feb 2022
• Tax on profits from cryptocurrency is now very high. Is that a good thing, a bad thing, or nothing?

  
  5 mins read7 Feb 2022
• Selling stock investments is where you actually make money but it’s more difficult to do right than buying

  
  5 mins read31 Jan 2022
• What shall investors do about the market crash?

  
  28 Jan 2022 06:36 AM IST
• What will drive investment returns for equity investors in the years to come?

  
  5 mins read24 Jan 2022
• The cryptocurrency space is tailor made for scams: The scams everyone must know about

  
  5 mins read17 Jan 2022
• Investing lessons from the second covid year: A simple formula investors should follow

  
  10 Jan 2022 06:30 AM IST
• Make investment decision based on experience, common sense not with big data, clever models

  
  03 Jan 2022 06:30 AM IST
• High inflation in the US could mean some bad news for Indian equity investors

  
  5 mins read27 Dec 2021
• Mutual fund schemes that are tax-efficient, low effort for a new investor

  
  20 Dec 2021 06:30 AM IST
• Simplified post-retirement income plan for retirees to ensure inflation does not eat into savings

  
  13 Dec 2021 06:30 AM IST
• 5 questions cryptocurrency exchanges must answer now about their operations

  
  06 Dec 2021 06:30 AM IST
• Zomato, Nykaa IPOs were relative failures while Paytm was an amazing success: Here's why

  
  5 mins read29 Nov 2021
• Direct plans of mutual funds can yield 13.6% more: Why some investors still use regular plans

  
  22 Nov 2021 06:30 AM IST
• 7 levels of financial freedom, what they mean, when to achieve which level

  
  15 Nov 2021 06:30 AM IST
• No jhanjhat, no load? Why cryptocurrency investments need rules, regulations like the stock market

  
  5 mins read8 Nov 2021
• A simple formula new equity investors should follow when stock market falls

  
  01 Nov 2021 06:30 AM IST
• How these hidden expenses of mutual fund schemes can eat into your returns

  
  25 Oct 2021 06:30 AM IST
• Being extremely efficient can be dangerous to your money and personal finance

  
  18 Oct 2021 06:30 AM IST
• Equity vs fixed income: How to rebalance your investment portfolio

  
  11 Oct 2021 06:30 AM IST
• How MFCentral can help mutual fund investors deal with AMCs in simple, unified way

  
  04 Oct 2021 06:30 AM IST
• Startup IPOs: Can the business you invest in be profitable?

  
  27 Sep 2021 06:30 AM IST