How AI Is Transforming Lending, Risk & Finance | Dr. Debarag Banerjee | ET AI Conclave & Awards

In this conversation at the ET AI Conclave & Awards, Dr. Debarag Banerjee, Chief AI and Data Officer at L&T Finance, discusses how artificial intelligence is reaching an inflection point and delivering real business outcomes, especially in the financial services sector. He explains how AI is transforming lending, underwriting, portfolio monitoring, customer service and decision-making, and why agentic AI and data ecosystems will shape the future of finance. He also shares his views on India’s AI opportunity, digital infrastructure, and the importance of responsible AI adoption in regulated industries. Watch the full conversation to understand how AI is moving from experimentation to real-world impact in finance.