DEFINED CONTRIBUTION PLAN
Are you ready for retirement? Use this toolkit to be financially secure
A long and healthy life is a blessing, provided you have saved enough for your twilight years. To avoid running out of money when you need ...
Money & relationships: Should I pay my parents for my living expenses?
While the decision of paying your living expenses is mostly subjective and dictated in part by the family dynamics and parent-child relatio...
What will define the New Year: Here's A to Z of 2021
After BJP winning elections in spite of a recession, Ambani raising oceans of capital despite lockdown, here’s our take on everything that ...
Indians are 'optimistic with a dash of caution' about 2021 shopping & travel plans
Survey highlights young adults' holiday season shopping plans, fitness focus and dreams of travel.
View: Informal labour & capital are likely to bear bigger Covid shocks
Poverty and its public policy implication are clear. Clarity on inequality is more difficult. For a start, inequality is relative and the w...
India can’t afford to depend upon the 2% CSR contributions to fuel social innovation: Sterlite Tech’s Akanksha Sharma
Impact investments focuses on specific social and environmental issues through models that are result-oriented, while helping the implement...
NPS adds 1.03 lakh subscribers in Apr-Jun quarter
"During this pandemic, a growing realisation for both corporates and individuals has emerged that retirement planning is not a mere saving ...
Should you opt for the new `Smart SIP’ way of investing?
To attract more investors to mutual fund schemes and offer innovative ideas, fund houses have added several new features to the plain vanil...
Retirement planning: How to maximise returns from EPF, NPS investments
In the dynamic retirement landscape, EPF and NPS are critical pillars of your retirement planning.
You could soon get the option to lower your EPF contribution. Should you go for it?
Financial planners say reducing contribution to the EPF will have far reaching implications for the employee.
How to resolve financial differences with adult children
During the child’s physical progression from toddler to teenager and adulthood, the emotional weft starts to wear thin due to the increase ...
The 3 main challenges in retirement planning and how to overcome them
The real problems in retirement planning are not about the corpus. If we have an aggressive saving habit and have enough income to not touc...
EPFO backs plan to allow subscribers’ NPS switch
The National Pension System (NPS) is a voluntary, defined contribution programme administered and regulated by PFRDA.
90-95% of the mission objectives have been accomplished and will continue to contribute to lunar science: ISRO
chandrayaan 2, which was launched on July 22, attempted a touchdown near the moon’s south pole at 1:43 am in the wee hours of Saturday.
How CTO Soma Somasundaram is defining the technology strategy of Infor
In an interview with ETCIO.COM, Soma Somasundaram, CTO at Infor reveals the broad contours of Infor’s technology strategy.
Sachin and Binny Bansal defined post-Ambani business era
The Bansals, who first met at Amazon’s India development centre in 2006, along with another colleague, had prepared a paper plan to start a...
What is defined contribution retirement plan and how it works
In such a plan, value of retirement corpus depends on both the value of contributions made and returns generated through their investment.
What is defined benefit retirement plan?
In a defined benefit retirement plan, the investor is assured of the pension amount as defined, irrespective of the return generated by the...
What is gratuity?
It is a defined monetary benefit plan where no contributions are made by the employee. The employer pays this to employee if he has worked ...
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